Q & A: Should I buy a house?

My husband and I are living in a small townhouse and we’re debating whether we should buy a house. Together, we earn six figures. From the sale of my previous house, I have saved $100,000 that I want to use for a down payment. But my husband is afraid. He does not want to commit to a larger mortgage right now because he is concerned about the overall economy and the possibility that one of us could lose our income if we got laid off. My feeling is that our financial position is strong. My car is