The Inconvenience Of Having An Accident

I know that it is easy to say, "well, at least no-one was hurt", but last Friday the dude who ran a stop sign wasn't insured, so now my insurance company will have to chase him down. I have no idea if the Jeep is a write-off yet, and although it is great to drive around in a rental car, the extra insurance is costing $15 a day - ok for a few days, but if I have it for a couple of weeks, the bill will be significant. Then there is the waiting for other people to phone. I just want first of all to