It Was Just a Fender Bender

Back in 2006, hubby got into a fender bender. Well, it wasn't even that cause all that was on the other car's fender was some of our car's paint. He said all he did was just bump the lady's car slightly. Neither of them called the police and she said she won't report it to her insurance since it was so minor. Lo and behold, we get a call a few weeks later from our insurance agent telling us that she filed with her insurance and was injured - her and her infant. What?? It was reported that she a