Wednesday, 31 December 2008

A Tiny Drama to End The Year.

There will be a Christmas report...not just a list of food but that has been slightly displaced by yesterdays little excitement. I was having my first lovely lie in watching TV in bed and Cleo was all snuggled up and purring when there was a rather loud crashing noise out side. Cleo was off like a shot , hackles raised and not very happy. At first I thought the neighbours were getting a load of wood delivered….but it didn’t sound quite right. So I got up and dragged on my dressing gown and pe

The Insurance Salesman

I died last Saturday night. Wait, wait, wait, before you go, let me explain things a little further. It was a car crash, I had lost control of my vehicle, totally sober mind you, and flipped over a median, end over end until my car came crashing down with great force. That was when I died, my neck snapped like dry fire kindling, and I was no more. Well, the physical side of me was no more, but some other part of me, the eternal part, is still here, telling this to you now. I would like to

Cash Flow Calendar

Note: This originally posted in July but I’m moving it to now because it’s a GREAT way to start the New Year. I don’t actually expect you to do much on actual New Year’s Day … I’m certainly not planning on it … but at least print out a year’s worth of calendars from your word processing program or from an online calendar program and then this weekend, go through the rest of the exercise … Like most people, I hate putting together budgets. Blech. You sit down, you know you SHOULD do a budget.

What to do if You’re In a Car Rental Accident Without Insurance

What to do if You’re In a Car Rental Accident Without Insurance By Amy Nutt | December 31, 2008 by Amy Nutt A rental car service is very convenient when you need a car to get around or you need one so that you don’t have to put the wear and tear on your own. All you have to do is pay a rental fee and you are able to take that car wherever you need to take it. But what if you get into an accident in a rental car and you didn’t buy their insurance? What does that mean for you? Insurance opt

Legally Southern

I got my North Carolina driver’s license yesterday. I just can’t get over how polite and friendly people are here, even in the DMV. It was still a long process, partly because nothing n North Carolina moves quickly, and partly because I was trying to use a Yankee license and a Yankee checkbook, and I don’t have the same last name as the main policyholder on the car insurance. (Is it bad to get married because the paperwork is driving me nuts?) Out-of-state drivers need to take a written test t

Car Hire Murcia Know the Rules

Driving in Spain is essentially not very different to how we drive in the UK, but here are a few pointers to make sure that you get the best from your hire car in Murcia and avoid any potential problems. The main difference is that in Spain they drive on the Right hand side of the road. Be especially careful when setting off from petrol stations, service areas or any off road situations such as large car parks. Take time and remind yourself of this as it can easily be forgotten after driving i

Sell on eBay is all about curiosity and perseverance

Many who decide that they would like to make money on eBay think that locating the items that will be selling will be easy. However, they really don’t understand that eBay is a marketplace with many sellers competing for the sales that occur. They don’t realize that as a new seller they will be competing with others who have been selling on eBay for a long, long time. As with every new endeavor, there will be work. But remember that with that work there is the potential to make money on eBay.

Tuesday, 30 December 2008

Where to Get Discounted Used Car Loans Online

by Michael Trusthold Most people know that new cars generally have a variety of financing options. But only astute buyers know that used car loans can also be had for those of us who cannot afford or do not want to purchase a brand new vehicle. Used car loans can make it easy to get on the road in new wheels. There are countless auto dealers offering quality used cars for sale, and many of these dealers provide finance options as well. The Internet offers a wealth of choice, with cars of all m

I Entered my 1960 Buick in a Regional Competition and Was Swamped with Questions

I took a church-sponsored antique car show here in Denison, Iowa. It was put together by the local Councilperson by the name of Kristin Kimberly. The Councilperson is a movie fan from way back, having a small part in the film "Radiaciones". A love of cars was fostered over the years. I entered my 1960 Buick in the cruise with the hope of getting a trophy. I spent four hours getting the Buick. I had done my research on the Buick by going over to decode this for a check at the accuracy of the

The blanket is done!

The Not-a-Granny Square Blanket is finished! It contains 50 ounces of worsted weight acrylic yarn. This only put a dent in my scrap acrylic yarn. I have in mind a couple more scrap afghans to make--one to crochet and one to knit.The finished size on this blanket is 64 inches x 64 inches. As you can see from the picture, it almost covers the top of my queen size bed. Boo gave his seal of approval as you can see. I decided to use a tapestry needle to darn in all the yarn tails. Then I worked 2 dcs

Dental Woes

My hubby needs to go to the dentist. He really needs to go ASAP, but since we don't get paid until Friday he will have to wait until then. I've spent the last hour on the phone trying to locate a dentist in our area, without much luck. I am really shocked by some of these places and their policies. We have excellent dental insurance, from a well-known national provider. In spite of that, not one single office will work with us on the copay. The best anyone would do is to require $50 up front. Mo

Say What?!

For some strange reason, most MESOTHELIOMA advice the corporate world thinks that long words and lots of jargon is the way breakdown cover communicate. Even those of us compare car insurance know better fall into this trap. It’s kind of like when you were a kid. “But MOOOoooom, all the OTHER kids are doing it!” Remember what your mother said? “If all the other kids jumped off a bridge…” Peer pressure is just as tough to fight as an adult as it was when you were a kid. In high school, you t

Road Safety: What You Need to Know

Road Safety: What You Need to Know December 30th, 2008 by Amy Nutt Road safety is everyone`s concern, though many people aren`t even sure of what it means. This simple phrase covers a lot of areas, all of which involve staying safe and being responsible on the road. It applies to everyone who drives, cycles or even walks and the idea is to keep everyone out of harm`s way. When it comes to road safety, cars and trucks are by far the most dangerous thing on the road. The sheer weight and speed

Car Articles – Car Of The Year 2008 Overall Winner

This isn’t something I do lightly â€" choosing a car that doesn’t necessarily give me the usual thrill of excitement for this year’s Car of the Year.  However, I didn’t think I could justify picking anything else, given the range of buyers that this model will appeal to.  Without further ado, the Car of the Year 2008 is none other than the new Ford Fiesta 2008. The new Fiesta is a car for just about everyone.  Whether you want a budget model (under £9k) or a top of the ranger, there’ll be some

Serious Tricks to Save on Car Insurance

By Mike Lazear: PICurrent Assistant Producer You rely on it so much. But your vehicle is such a large expense that you are always trying to make owning the thing more manageable. You can’t do much about gas prices. They will rise and fall with the tide of the market and price of oil. It may break down and need repairs. That is just the nature of the beast. Make no mistake; car ownership is an expensive business, no matter what you do. But there is one vehicle expense that you can do somethin

Monday, 29 December 2008

30 Ways to Save a Dollar a Day

This is a list of ways to save about $30 a month or a dollar a day. If you can do a couple of these, then you can save even more, like 60 or 90.00 a month. Cutting down on what you have: 1. Cancel TV service or downgrade to a plan that saves at least $30 a month 2. Cut out buying one soda or coffee a day â€" make or bring your own 3. Downgrade/Cancel cell phone or landline service 4. Cut out one or two meals eating out 5. Lower your utility use (use cold water more, lower thermostat in the

Almost doesn't count

After being in a mental coma after school finished up (I'm still waiting on one grade), I needed to get the heck out of here. I loved Christmas, it was a wonderful time and although Jaime was home sick from work, I still got him for the holidays which is a rare occasion. We headed over to Palm Springs to the air museum (a post coming later with photos). But when we got back, it was already dark. Fumbling for the keys and glancing at the mailbox for the Netflix DVDs that were scheduled to arr

Maybe God uses Windows Vista, too

I had the strangest experience last night. And to be honest, I’m worried that after you read this blog entry, you might just think that I’m totally crazy! Around 3:30/4 p.m., I fell asleep on the futon in our bonus room with Meredith in my arms. It was so sweet … I love baby snuggles! We were both exhausted from not sleeping well last night. (P.S. Her cough is going away ~ she got lots of rest last night!) Anyway, around 5:30/6 p.m., I was still sound asleep but was suddenly awakened by a man’

Be the Change You Want to See in Others

It’s time to put your money where your mouse is. On Christmas day, I reported the story of one down on their luck family that I read about from CNN. I posted it here. In response to that post, I met Eileen Butler. She made some comments at the end of the CNN story on my blog and I said, “I’ll help you”. I know enough people out there to be able to make her long term problems go away for a while and help her get back to normal. On Christmas eve, I went to church and the message was about Pay

Life as we know it

The kids and I had an impromptu civics discussion last night for FHE while we ate our chili, cheese, and chips for dinner. It’s really interesting to hear their thoughts on war, politics (and political parties), and the future. They woke up this morning and insisted that we all wear red shirts.I took my shower contemplation time to realize that the Lord’s ways are not ours. How wonderful it is for me to have a son old enough to care for his siblings while I get a moment to begin my day with a s

Alright, y’all, a somewhat more substantial update.

My fingers are cold, and I’m finding myself less and less willing to write anything longer than a few lines, so this is going to be difficult.  I’ll try not to give up…heh. School: I totally made an F in one of my classes because I missed the final presentation BECAUSE I was out of town dealing with family drama and emergency crap.  This class happens to be #2 in a series of 3, so I don’t know if I’m going to be able to take that third class this upcoming semester, or what.  I have proof of t

Successful Home Business Building

Successful Home Business Building By Mike Schwartz on Oct 11, 2008 in Home Based | 0 Comments by Mike Schwartz How much income would it take for you to quit your day job? Most people live paycheck to paycheck and that’s no fun, but we all do what we have to do. Most have had to put up will a terrible boss at one time or another, but still have had no choice. Most people have monthly bills like car payments, insurance, and day care. These are the things that put extra stress on your life, bu

Successful Home Business Building

Successful Home Business Building By Mike Schwartz on Oct 11, 2008 in Home Based | 0 Comments by Mike Schwartz How much income would it take for you to quit your day job? Most people live paycheck to paycheck and that’s no fun, but we all do what we have to do. Most have had to put up will a terrible boss at one time or another, but still have had no choice. Most people have monthly bills like car payments, insurance, and day care. These are the things that put extra stress on your life, bu

Sunday, 28 December 2008

How to Buy Dog Insurance

How to Buy Dog Insurance December 28th, 2008 Powered By CbproAds How to Buy Dog Insurance Buying a dog insurance and choosing the right dog insurance for your dog can be very tricky if you don’t have some information about it. There are many aspects for you to consider before you jump in and grab any insurance plan for your dog. Insure Your Pet’s Life With A Cheap Cat Insurance The comforting purr of your cat at the end of a hectic day at work can be one of the most soothing sounds in

Deleting Files By Mistake

How many of you have ever deleted a file and then all of a sudden realized what you had done shouldn't have been? I have to admit, I've done this a time or two. I hate when this happens and for years I just assumed it was gone and there was no hope. But recently it happened and I deleted files that I desperately needed to recover. So immediately I started searching for ways to retrieve deleted files. To my surprise, I found some info on it. I actually wrote an article I would like to share with

Is the economy even worth saving?

I wish I could talk about the economy with more knowledge, but I admit up front I cannot. I’m actually looking forward to the next week or two, when my business class transitions from marketing to economics; I’m not sure it’s the sort of economics the country is having trouble with (I sense not so much), but even still I figure there will be connections I can make between the two. I once read a magazine article about the stock market. I can’t remember which magazine published it, but Rolling

Car insurance cheap on living can affect our inflation and financial problem

What is the best in having your own vehicle? It’s so very easy to own a car. Having your dream car can’t be impossible if you really work for it. It’s like a priceless possession on your part. Would you also consider that your life a priceless possession? Consider that the safety is the most important part of your life. Accidents happen, do you know when or how accident will occur? No one can predict those incidents that would happen with you. Although your so careful on the road or rememberin

Cheap Cars

Cars are a symbol of power. We’ve all seen the stories about moguls with multi-story garages and huge luxury car collections. But for some people cheap cars are the way to go. Cheap in price doesn’t have to mean cheap in quality. Less costly can still be exciting to drive. Any car you choose, be sure to get a good car insurance. One of the ways to obtain a quality car on the cheap is to purchase a used car. Even luxury models are much less expensive when purchased second handSecond hand l

Things to Consider If You Can't Afford Your Payment

I read a lot of the info. you have on your web page ... thank you. I don't live in San Diego so I'm not looking for a home. What I am trying to decide is whether to sell or refinance. I live in DELETED. My mortgage payments are now approx. $2,400. I cannot afford to refinance into a fixed rate mortgage or interest only. I wanted to reduce my payments and I was recently offered a neg-amortized loan. While I do have plenty of equity in the home, I balk at the thought of using my home as a piggy-b

Auto Insurance for the First Time Alabama Buyer

Youve just bought your first new car and now you need to get car insurance for that vehicle. Youre not sure what to do and you want to make sure you get the most affordable rate. You dont want your lack of cognition to cause you to have to pay more for your car insurance than what you have to; specially since you need to put very expensive fuel in that car to keep it running. Fortunately, lack of knowledge doesnt have to get in your way. There are some basic things you should know about buying

So....

missmlady: I almost gave up and was going to call one of my dealers to get cocaine. This was right after I was done cutting myself. Then a friend IMed me and we talked about our shitty week with Christmas and all. Her car was stolen on Christmas Eve and her insurance doesn’t cover that. Then she asked me how the meetings were going. I had so much pain and anger in me that the only thing that could think of, at that moment, to make myself feel better was drinking, cutting, and doing drugs. A m

Saturday, 27 December 2008

Car insurance cheap on living can affect our inflation and financial problem

What is the best in having your own vehicle? It’s so very easy to own a car. Having your dream car can’t be impossible if you really work for it. It’s like a priceless possession on your part. Would you also consider that your life a priceless possession? Consider that the safety is the most important part of your life. Accidents happen, do you know when or how accident will occur? No one can predict those incidents that would happen with you. Although your so careful on the road or rememberin

press the reset

My husband, Mike, trying to shovel us out from enforced hibernationSo I've got a question: what the hell is going on around here?I would like to say our Christmas was incredible. The best ever. But I'd kind of be stretching it and I don't want our relationship to erode like that.The truth is that we spent Christmas and the many days preceding it snowed in, trapped in our home and the worst storm to hit the Portland area in 50 years.In many ways, it was the best Christmas ever because my family i

Saving Time with Car Shipping

If you’re going to be buying a new house and relocating, there is a little thing you may not have thought about, and that is how are you going to transport your car? No matter what the circumstances of your move are, this is a vital consideration, because it involves money and safety. For example, if you’re renting a moving van, who will operate the car? If you have more than one car, will each individual drive alone? Is that really safe? How much will it cost in gas and wear and tear on your

Budget Car Rental Not Worth the Time, Effort or Money!

My husband and I recently rented a Budget rental truck so we could make the long move from Missouri to southeast Kentucky. We had reserved the truck ahead of time to be sure it would be ready when we went to pick the truck up. Wow! First off, they called us about 15 minutes before we were due to get the truck, saying the previous renters had left the dome light on in the truck and they had to jump start the battery and could we please wait about an hour? Sure, we had no problem with that. When w

Car insurance cheap on living can affect our inflation and financial problem

What is the best in having your own vehicle? It’s so very easy to own a car. Having your dream car can’t be impossible if you really work for it. It’s like a priceless possession on your part. Would you also consider that your life a priceless possession? Consider that the safety is the most important part of your life. Accidents happen, do you know when or how accident will occur? No one can predict those incidents that would happen with you. Although your so careful on the road or rememberin

Melbourne sans car #4: Keeping your bicycle yours (anti-theft)

Most bicycles stolen in Victoria have been left unlocked. Half of bicycles stolen from the owner’s home, because most people don’t lock their bicycles at home. When a bicycle is stolen it is usually very difficult to recover. Your best chances of keeping your bicycle is to lock it whenever you have to leave it, even if its only to duck into the shops, and most definitely when its at home or work. In this post I’ll talk about: 1. How to lock it? 2. Where to lock it? 3. How tempting is you

Politics, Healthcare and your life

There are over 10,000 children diagnosed with cancer ever year. In 2004, 64,800 young adults, 15 to 39 years old, were diagnosed with cancer. You know these people and you know me.  I’m the Mom you see at daycare drop off or at the PTA meeting. The kid you know from church on Sunday.  I’m the woman that works with you or your son’s soccer coach. I am just like everyone else. I am also a breast cancer survivor diagnosed at age 38. I had no family history. I had only had one mammogram, because I w

How To Find Cheap Holidays To Spain

by katie George Are you thinking of visiting Spain but are put off by what you’ve heard from your friends about the expense of a holiday there? It’s true that often people think of a holiday to a Mediterranean country such as Spain as a very expensive and difficult trip to plan. This is simply not true. There is a good selection of cheap holidays to Spain that include airfare, hotels and even car rentals or tours once you arrive. Looking for one of the many cheap holidays to Spain is simple if

Friday, 26 December 2008

11 Things You Should Do If You Are Uninsured

by S.C. Axman I don’t have health insurance.  It is a constant worry that one of us will get hurt or ill and we will not be able to get treatment.  I have looked into different individual plans but haven’t been able to find one that we can afford yet.  I am not advocating being uninsured but to help the millions of people who are uninsured. Tell your health care provider.  In this area, there are doctors and clinics that provide health care on a sliding scale to patients that don’t have in

Ask The Parking Ticket Geek - 12/26/08

Dear Parking Ticket Geek, I have received a lot of parking tickets on my car over the past year. My boyfriend told me that my insurance rates are going to go up because of all the parking tickets I’ve received this year. Is this true? Upset In Uptown Dear Upset, I very much hope your boyfriend is sexy and handsome. Because, by what he told you, he’s not very well informed and perhaps not very bright. The answer is a firm NO, your car insurance rates will NOT go up if you get parking tick

The Pleasures of the Obsolete

The Pleasures of the Obsolete Sharon December 26th, 2008  Before you ask, no it isn’t quite done, but just about - now all that’s left is some editing and a final look over that I need to step away from it for a day or two to do effectively anyway.  So close, and I’m officially reopening the blog in the meantime. Expect light posting over the next week as I finish up, take a bit of time off, and enjoy the season. Karl Denninger points out today that part of the reason we’re not shopping is

Out-of Work Stress

I’ve been getting a lot of letters from people asking how to cope with job loss. HB wrote: My husband was just downsized out of his job. I have a well paying job but it does not cover our costs. Daycare is our biggest expense right now, but even if he chose to stay home my income would not be enough. He will be receiving 6 months severance pay. We do not have any savings to speak of but have money available on a line of credit and do not owe on credit cards. We own our own home. I want to plan

Teen Budgeting Class

Our Airman and Family Readiness Center has a boatload of classes available for family members on a wide variety of topics. These classes are worth going to, but I never knew they had them - now I'm on a roll with taking them! The latest was a class that I dragged my 13 year old to - Teen Smart. All about money for teens. Tough class to teach with an audience as wide ranging as 13 - 21, but I thought it was worthwhile attending. I learned a lot about what teens thought about money and what

World Renown Auto Insurance Site

Buying the best car coverage online can be just a few minutes away from you. A cheap auto insurance with the best coverage is no longer hard to find because of kanetix.com. I have searched for the cheap car insurance online and they gave me all the help I needed. The website is awesome. It gave me the best and easiest way to compare auto insurance quotes. By just entering my zip code, I was already exposed t0 a huge amount of insurance companies, not to mention that they were all the most renow

More Ron Paul in 2012 Talk

I almost missed this one due to the holiday, but Doug Wead’s latest Ron Paul in 2012 article was published yesterday and it’s another great one. In this one he echoes my own thoughts that the state of the economy by 2012 may play right into Ron Paul’s chances of winning the GOP nomination. The others will be debating how much the government’s latest bailout should be. Or whether there should be six more or three more. They can’t very well say there shouldn’t have been any since they are alrea

Your Perfect Place for Auto Insurance Quotes

Do you where to find the cheapest auto insurance? I do and let me tell you the good things about it. First it lets you find the top car insurance companies by just entering your zip code. There are a few quick questions that you need to answer. Then you can compare the auto insurance quotes from the companies that will be listed in your browser. It only takes a few minutes for you to decide on a choice of cheap auto insurance. That is because you will go straight to the best car insurance pol

Thursday, 25 December 2008

Accident Diminish Car Value? CarFax

A few days ago there was ice on a bridge above my house and my truck was parked in the yard. Someone slid on the ice on the bridge and hit my truck's bumper. A police report was done. The truck has a clear carfax history. Now it may end up having something on the carfax report. How much will this diminish the vehicle's value? I done told the insurance company that I will expect to be compensated for the diminished value due to the fact that when people do a carfax report and see something on the

2sb Christmas Address

Hi Gang. Long time, no post, and I’m sorry. I’ve got many, many posts and links bookmarked and they’re coming soon, but it’s been a crazy month (good and bad) and it got crazier (bad) the other night. A restaurant delivery van spun into our lane and destroyed our car and sent Vina and I to the hospital ’til the early hours of Christmas Eve. We’re both in a lot of pain, but we’re alive and not too seriously injured and we’re glad our daughter was already at her grandparents and wasn’t in the car

Rocktoberfest

The Modern Gal has a plan: to make sure October does not create the emotional stress cracks that Suck-tember did. Thus, Rocktoberfest was created. I plan to stick my middle finger up to the shit (hopefully, none) that tries to negatively impact my life in October. And I’m making a plan to get my shit in order. No bones about it â€" September sucked. My financial situation is CRAP, so I need to either a) add another job b) get a new job altogether with benefits that I am not paying out of pock