Saving For a Rainy Day: Your Emergency Fund

by Darren Cason Financial experts agree that a family’s emergency fund should be large enough to pay their expenses for three to six month’s worth of living. This means enough money to pay your monthly budget for up to six months. Seems like a lot, and it can be if you have no savings at all, but it’s not impossible to save this amount. The first thing you’ll need to know is how large your “Rainy Day Fund” needs to be. So the first step is to figure your monthly expenses: mortgage payment, car

of being a late bloomer and all that.

I sometimes feel that at the age of 20 (i’m turning 21 on May, eek!), i’m quite.. different. Haha. Different in a sense that I don’t do the usual stuff that 20-year-olds do. I’m not fond of going to bars, i’m not a party girl, and I don’t even know how to drive for crying out loud! Haha! Good thing Nino knows how to drive coz at least that way, we get to reach places In the near future, he may be getting his own car so hopefully, he’ll also get cheap auto insurance with it in case anything goe

Moving around Phnom Penh…

This year my husband and I have decided to buy a new car. For one thing, it’s a necessity here in Phnom Penh. Getting around here is not as easy as in Manila where public transportation is always readily available. There we could easily hail a jeepney, a bus, a taxi or you can get on a train, and if just short distances, there are plenty of tricyles and pedicabs. If you don’t have your own transportation, its still pretty easy to get around Manila. It’s a different story here in Phnom Penh. Al

Moving around Phnom Penh…

This year my husband and I have decided to buy a new car. For one thing, it’s a necessity here in Phnom Penh. Getting around here is not as easy as in Manila where public transportation is always readily available. There we could easily hail a jeepney, a bus, a taxi or you can get on a train, and if just short distances, there are plenty of tricyles and pedicabs. If you don’t have your own transportation, its still pretty easy to get around Manila. It’s a different story here in Phnom Penh. Al