Preparing for a worst-case scenario

I don’t want to be a big, stormy raincloud. But, the economy has been pretty rainy lately, and it’s probably best to prepare with some version of an umbrella. I’ve been thinking about what we would do if we had a big financial emergency, such as a massive medical expense or if Shane lost his job. We have a six-month emergency fund, but we’d want that to last as long as possible. Immediately, we’d cut: - Cable $23/month - Internet $20/month (we can sort of pick up a wi-fi signal, or we could

Blah…

I’m feeling very blah today - and the past couple of days actually. I’ve been sick and at first I attributed it to that and sort of went with it… but now I’m not so sure. I can’t seem to get out of bed, I dropped my son off at school this morning and promptly went right back to sleep and woke up once, checked a few blogs and then went back to sleep again. Now I just woke up at almost 2pm and feel the great need to go back to sleep yet again. I think I’m just worn out. First Laughlin, then a

And Then She Fell Apart

The other day I had a major freak-out. I've been calm about my job and money situation for quite some time. But then something odd happened. I paid my health insurance. And I forgot about it. And then it got sucked out of my checking account. And then I noticed my checking account. And how very little money is in there. This came on the heels of being informed that I should invoice the company I'm working for on the last day of each month. Um. Dude? That's a looong time from now. Especially wh

Almost Free

After less than two weeks since filing the loan, the car has been released to us last thursday. And men, was it gorgeous. It's just a small car, perfect for my size (not Nico's though, hehe) and we chose the top of the line for higher resale value. Nico's reviewing several auto insurance quotes now to get the best deal. The one offered in Toyota was a bit overpriced compared to the others we've seen. So of course, we went around yesterday. We went to the park in the morning and headed to the m