Tip #7 - Create a “No Spending” day once a week

This is tip #7 of the Save $1,000 in 30 Days Challenge. Today’s tip is to set at least one day per week on your calendar when you don’t spend one dollar. Do you think you could do it? Technically, even if you don’t open your wallet, you’re still spending money on things like rent/mortgage, car insurance, subscriptions, and Christmas gifts â€" you just didn’t count them. But that’s even more of a reason to create a “No spending” day on the money in your wallet: because you can actively contro

suffered from auto accident?

If you have suffered from an auto accident, well you are not only entitled to collision damages but also claims to the Diminished Value of your vehicle. Diminished value or DV can be defined as the loss of financial worth of a vehicle due to damage. There are different types of Diminished value which I will have to leave it to you for research. Well, in simplest term you can’t sell your car with its market value. OK, granted because no one will ever buy a vehicle that went through an accident a

Are You Wealthy Yet?

by: Al Walker Here’s a real simple way to become wealthy. Marty and his wife live at home with their 2 children. They own a 3 bedroom house in a middle class neighborhood and try to live within their means. Marty works full time in the Printing Industry, while his wife is in charge of the home and looking after the children. They’ve accumulated some credit card debt and have 2 years left on a car loan. They try to stay out of debt as much as possible and together they’ve managed to con

Get Protected On the Road

It's more than a month now since I got my DL and start driving. After my car insurance was running for 5 months while the car was just setting in the parking area, I finally use it. Personally, I believe that having car insurance is worth it. You will never know what will happen to you or with your car while you are on the road or even when it is just parked. Having car insurance will help you save hundreds if not thousands of money in case accidents of whatever form happens. In Texas, having n

I don't even make ten

I don't even make ten dollars an hour. I have two kids left at home. I have a car that's not worth anything,so the insurance is cheap. I buy my clothes at garage sales or thrift stores. I never leave town,and pretty much just drive to work and back. I did forget to mention that I get ninety dollars a month for child support. I was fortunate to be able to help build myself a habitat home with many other wonderful volunteers. I have mortgage payments for the next twenty years,but am so thankful t

What Are The Best Keywords To Target For Google Adsense?

There are a lot of keywords out there but some of them just aren’t worth it. I’ve decided to check out some of the best keywords or niches to target for Google Adsense so you can increase your revenue in price-per-click. In my experience, certain niches will simply make you more money if you do it right. And when I say “do it right” I mean using Adsense as your source of revenue and organic or search engine traffic as your “customer” let’s say. I’m sure all of you guys know that the “Make M

I Was In An Accident, Will My Car Insurance Rates Go Up?

You were on the phone, got distracted and before you knew it traffic had stopped, giving you no room to stop and you rear end the girl in front of you. Or, let''s say you''re driving along and a deer jumps out and rams into the side of your door. Now, let''s say you need to file and claim and get your car fixed. But, are your rates going to go up? In the first case, more than likely they will depending on how much your insurance company pays out to fix both cars and medical bills if anyone was i

How to Donate your Vehicle

Do you have a car that is no longer running or has seen better days?  If so, don’t take it to a junk yard, instead try donating it!  Donating a vehicle is very helpful to others and can be a benefit to you as well.  When you donate a vehicle you will often find that you get a tax deduction.  Donating is a great thing to do and many charities today are collecting them!  So how do you donate a vehicle?  Find a charity that you want to donate to.   Once you have someone to donate your car to cont

If you were a chick.....

who would you sleep with?? I watched step brothers last night and I meant to ask this to every dude I can, (Mainly because my girl wheedled it out of me!!) I mean, for all the TFP men out there, if by some reason the disease that turns people into feeding zombies in resident evil goes wrong and instead turns all men into women, we'd all be raging lesbians squatting over a mirror for the first 1/2 hour of our days, but just saying, that we do turn into women...... I would (with great diffic

Getting Organized for Travel

Before you go on holiday it is important that you organize and plan carefully, to avoid common problems and ensure that your holiday runs smoothly. Here are a few essential issues you will need to sort out before you set out for your holiday: * Passport - If you are travelling abroad you will need to make sure your passport is up to date, and has more than 6 months left before its expiry date. If you need a new passport you must organise this well before your holiday, as you will not be able t

Spending and Saving Questions are Answered by Our Budget

I hear a lot of people complaining that budgets don’t work. They’re too hard. They’re too complicated. It sounds like a lot of work. I’ll be fine on my own. I also read stuff like why you don’t want a budget. While I generally agree with the sentiment behind this post â€" learning to live simply â€" I definitely think everyone needs a budget. Step #1 of my No Debt Plan is creating a budget. Creating a budget helped my wife and I stop living paycheck-to-paycheck. It truly changed our financial liv

Better Be Safe and Secured.

In this times when everything’s so indefinite, being secured at all times is necessary for one’s own protection. There are a lot of ways on how to secure one’s future and the most common and useful of which is an insurance. I have my own life insurance and hubby also has his. Asher and I are also covered with a health insurance from Paul’s employment. Then our beloved and ever reliable Nissan Green Machine is also insured. It’s not actually being negative or worrisome of any bad happenings but

3 Quick Ways To Save Money

If you’re in or near retirement, the performance of the stock market probably has you rattled - that’s perfectly normal. The best thing you can do is reduce your expenses as much as possible so that you can let your investments, those investments that have lost quite a bit of value, stay in your accounts for as long as possible. Here are five quick ways to save money. Carpool: Fuel prices have come down a lot lately but carpooling is still one of the easiest ways to save money. By not driving,

How To Speeding Ticket

I hate speeding tickets but I love driving. While driving in general is not that exciting, driving fast is. There seems to be a problem with it called speeding tickets. Nothing can alter your driving mood like the infamous traffic ticket. That’s why I pay much attention to contesting traffic tickets. I know I am not the only one who has gotten one of these “infractions.” They are unfair for the most part. Like once I was taking on a road trip with my friend and I got pulled over for going 65 i

Why We Like Seth

Why We Like Seth Submitted by Ray Murphy on Thu, 01/22/2009 - 3:39pm. Philebrity has a funny post about the YPP fundraiser for Seth tomorrow. And it inspired me to share some back-story on this blog's relationship to Seth Williams. First here's what Philebrity had to say: YPP is throwing [a dance party] for Williams at the Khyber, and the more we dig around on Williams, the more we feel like, what do they know that we don’t? To be fair, we’re sure it’s a lot. Yes Joey, we do know more than

Baby Car Seats

As fascinating as it can be, haven a baby is need a lot of care and plan. This is because baby is a delicate thing that needs to be always monitored and kept in the safest condition. Baby has a natural character of curiosity and active. Those combinations will make it a very potential object of danger. The best way to protect your baby is by making sure it is fully protected in anytime and anywhere including when you take it traveling in a car with you. Baby car seat is the answer for your ba

Protect your assets without long-term care insurance

In the past few years, it seems like unplanned health catastrophes have ripped many families apart. For Nolan, it was the loss of two grandmothers and a best friend. For Mark, it was the loss of a mother-in-law and a favorite uncle. For you, it could be a spouse, a sister, a child or another loved one. It seems like we have all seen the devastating effect a health care crisis has on a family. So we are amazed at how many smart people we talk to that have done nothing to plan for a health care

Q A: Round Two

Here is round two of the Q A..thanks to all of you for the great questions! Molly asked: “Now that you are living “larger” than before (though still not “large” by any means), how do you resist the temptation to over accumulate?” The one thing that keeps my desires to buy, buy, buy in check…is staying on a cash budget. I mentioned this in the last Q A post, but it’s worth saying again! When I have an exact amount of cash that I can spend that week, I turn into the most frugal g

22 Days Into the Year

Time to update the list, I think. It's been awhile!Reading: I just picked up the newest issue of Somerset Life. So far I have only paged it to look at all the wonderful photos, but I plan to have some sit down time to read the articles. I also peeked at the premier issue of Stuffed and I think I want to buy it on Friday when I am near a Chapters. It's got some adorable things. Things with button eyes which are so charming.Listening: Right now, I'm spending alot of time listening to my iPod thr

Suggestions for the Super Bowl

I’d like to see a Super Bowl without the fighter jets… All screaming ‘cross the super sky, and while we’re at it, let’s Eliminate the similes where football is like war… For, heaven help us, we have got the real thing, and what’s more, I’d like to see the end of celebration of the game As something patriotic, a conception that’s as lame As any battered player hobbling on a rebuilt knee… Who’s trying to convince the league to take a look and see That though he’s fifty, he should get some