Tip #7 - Create a “No Spending” day once a week

This is tip #7 of the Save $1,000 in 30 Days Challenge. Today’s tip is to set at least one day per week on your calendar when you don’t spend one dollar. Do you think you could do it? Technically, even if you don’t open your wallet, you’re still spending money on things like rent/mortgage, car insurance, subscriptions, and Christmas gifts â€" you just didn’t count them. But that’s even more of a reason to create a “No spending” day on the money in your wallet: because you can actively contro

suffered from auto accident?

If you have suffered from an auto accident, well you are not only entitled to collision damages but also claims to the Diminished Value of your vehicle. Diminished value or DV can be defined as the loss of financial worth of a vehicle due to damage. There are different types of Diminished value which I will have to leave it to you for research. Well, in simplest term you can’t sell your car with its market value. OK, granted because no one will ever buy a vehicle that went through an accident a

Are You Wealthy Yet?

by: Al Walker Here’s a real simple way to become wealthy. Marty and his wife live at home with their 2 children. They own a 3 bedroom house in a middle class neighborhood and try to live within their means. Marty works full time in the Printing Industry, while his wife is in charge of the home and looking after the children. They’ve accumulated some credit card debt and have 2 years left on a car loan. They try to stay out of debt as much as possible and together they’ve managed to con

Get Protected On the Road

It's more than a month now since I got my DL and start driving. After my car insurance was running for 5 months while the car was just setting in the parking area, I finally use it. Personally, I believe that having car insurance is worth it. You will never know what will happen to you or with your car while you are on the road or even when it is just parked. Having car insurance will help you save hundreds if not thousands of money in case accidents of whatever form happens. In Texas, having n

I don't even make ten

I don't even make ten dollars an hour. I have two kids left at home. I have a car that's not worth anything,so the insurance is cheap. I buy my clothes at garage sales or thrift stores. I never leave town,and pretty much just drive to work and back. I did forget to mention that I get ninety dollars a month for child support. I was fortunate to be able to help build myself a habitat home with many other wonderful volunteers. I have mortgage payments for the next twenty years,but am so thankful t

What Are The Best Keywords To Target For Google Adsense?

There are a lot of keywords out there but some of them just aren’t worth it. I’ve decided to check out some of the best keywords or niches to target for Google Adsense so you can increase your revenue in price-per-click. In my experience, certain niches will simply make you more money if you do it right. And when I say “do it right” I mean using Adsense as your source of revenue and organic or search engine traffic as your “customer” let’s say. I’m sure all of you guys know that the “Make M

I Was In An Accident, Will My Car Insurance Rates Go Up?

You were on the phone, got distracted and before you knew it traffic had stopped, giving you no room to stop and you rear end the girl in front of you. Or, let''s say you''re driving along and a deer jumps out and rams into the side of your door. Now, let''s say you need to file and claim and get your car fixed. But, are your rates going to go up? In the first case, more than likely they will depending on how much your insurance company pays out to fix both cars and medical bills if anyone was i

How to Donate your Vehicle

Do you have a car that is no longer running or has seen better days?  If so, don’t take it to a junk yard, instead try donating it!  Donating a vehicle is very helpful to others and can be a benefit to you as well.  When you donate a vehicle you will often find that you get a tax deduction.  Donating is a great thing to do and many charities today are collecting them!  So how do you donate a vehicle?  Find a charity that you want to donate to.   Once you have someone to donate your car to cont

If you were a chick.....

who would you sleep with?? I watched step brothers last night and I meant to ask this to every dude I can, (Mainly because my girl wheedled it out of me!!) I mean, for all the TFP men out there, if by some reason the disease that turns people into feeding zombies in resident evil goes wrong and instead turns all men into women, we'd all be raging lesbians squatting over a mirror for the first 1/2 hour of our days, but just saying, that we do turn into women...... I would (with great diffic

Getting Organized for Travel

Before you go on holiday it is important that you organize and plan carefully, to avoid common problems and ensure that your holiday runs smoothly. Here are a few essential issues you will need to sort out before you set out for your holiday: * Passport - If you are travelling abroad you will need to make sure your passport is up to date, and has more than 6 months left before its expiry date. If you need a new passport you must organise this well before your holiday, as you will not be able t

Spending and Saving Questions are Answered by Our Budget

I hear a lot of people complaining that budgets don’t work. They’re too hard. They’re too complicated. It sounds like a lot of work. I’ll be fine on my own. I also read stuff like why you don’t want a budget. While I generally agree with the sentiment behind this post â€" learning to live simply â€" I definitely think everyone needs a budget. Step #1 of my No Debt Plan is creating a budget. Creating a budget helped my wife and I stop living paycheck-to-paycheck. It truly changed our financial liv

Better Be Safe and Secured.

In this times when everything’s so indefinite, being secured at all times is necessary for one’s own protection. There are a lot of ways on how to secure one’s future and the most common and useful of which is an insurance. I have my own life insurance and hubby also has his. Asher and I are also covered with a health insurance from Paul’s employment. Then our beloved and ever reliable Nissan Green Machine is also insured. It’s not actually being negative or worrisome of any bad happenings but

3 Quick Ways To Save Money

If you’re in or near retirement, the performance of the stock market probably has you rattled - that’s perfectly normal. The best thing you can do is reduce your expenses as much as possible so that you can let your investments, those investments that have lost quite a bit of value, stay in your accounts for as long as possible. Here are five quick ways to save money. Carpool: Fuel prices have come down a lot lately but carpooling is still one of the easiest ways to save money. By not driving,

How To Speeding Ticket

I hate speeding tickets but I love driving. While driving in general is not that exciting, driving fast is. There seems to be a problem with it called speeding tickets. Nothing can alter your driving mood like the infamous traffic ticket. That’s why I pay much attention to contesting traffic tickets. I know I am not the only one who has gotten one of these “infractions.” They are unfair for the most part. Like once I was taking on a road trip with my friend and I got pulled over for going 65 i

Why We Like Seth

Why We Like Seth Submitted by Ray Murphy on Thu, 01/22/2009 - 3:39pm. Philebrity has a funny post about the YPP fundraiser for Seth tomorrow. And it inspired me to share some back-story on this blog's relationship to Seth Williams. First here's what Philebrity had to say: YPP is throwing [a dance party] for Williams at the Khyber, and the more we dig around on Williams, the more we feel like, what do they know that we don’t? To be fair, we’re sure it’s a lot. Yes Joey, we do know more than

Baby Car Seats

As fascinating as it can be, haven a baby is need a lot of care and plan. This is because baby is a delicate thing that needs to be always monitored and kept in the safest condition. Baby has a natural character of curiosity and active. Those combinations will make it a very potential object of danger. The best way to protect your baby is by making sure it is fully protected in anytime and anywhere including when you take it traveling in a car with you. Baby car seat is the answer for your ba

Protect your assets without long-term care insurance

In the past few years, it seems like unplanned health catastrophes have ripped many families apart. For Nolan, it was the loss of two grandmothers and a best friend. For Mark, it was the loss of a mother-in-law and a favorite uncle. For you, it could be a spouse, a sister, a child or another loved one. It seems like we have all seen the devastating effect a health care crisis has on a family. So we are amazed at how many smart people we talk to that have done nothing to plan for a health care

Q A: Round Two

Here is round two of the Q A..thanks to all of you for the great questions! Molly asked: “Now that you are living “larger” than before (though still not “large” by any means), how do you resist the temptation to over accumulate?” The one thing that keeps my desires to buy, buy, buy in check…is staying on a cash budget. I mentioned this in the last Q A post, but it’s worth saying again! When I have an exact amount of cash that I can spend that week, I turn into the most frugal g

22 Days Into the Year

Time to update the list, I think. It's been awhile!Reading: I just picked up the newest issue of Somerset Life. So far I have only paged it to look at all the wonderful photos, but I plan to have some sit down time to read the articles. I also peeked at the premier issue of Stuffed and I think I want to buy it on Friday when I am near a Chapters. It's got some adorable things. Things with button eyes which are so charming.Listening: Right now, I'm spending alot of time listening to my iPod thr

Suggestions for the Super Bowl

I’d like to see a Super Bowl without the fighter jets… All screaming ‘cross the super sky, and while we’re at it, let’s Eliminate the similes where football is like war… For, heaven help us, we have got the real thing, and what’s more, I’d like to see the end of celebration of the game As something patriotic, a conception that’s as lame As any battered player hobbling on a rebuilt knee… Who’s trying to convince the league to take a look and see That though he’s fifty, he should get some

Auto Loans For People With Poor Credit - Buy Your Dream Car

How to Get a Bad Credit Auto Loan Are you an individual who just so happens to have what many of us refer to as the dreaded and frustrating bad credit? Well there is no need to sweat it any longer; you do not have to feel like you are the only one. Unfortunately in our society today, there is a large number of other individuals who are in the same boat as you are. One of the frustrating parts of having to deal with bad credit is the fact that it is generally quite a bit harder to be able to sec

An elderly couple's dilemma: how to pay healthcare bills

Please help us, the e-mail from this older, suburban couple implored. They don’t want me to use their names. They don’t want their friends and neighbors to know how bad off they are. She’s in sales; he was in financial services before he was fired last December. Both are 61, only a few years away from retirement. Who wants to hire an older man when they can find a young one eager for a job at half the salary? No one. He’s made it his business to work every angle he can think of. But so far,

Queerantine

Queerantine Tuesday was on of those days when you try everything to get out of the door but it seems almost as if the Universe refuses to will a speedy departure. You see, I was trying to get out of San Diego by 3 PM and on my way to LA for the Queerantine party and red carpet event. I had just gotten into my car for the first time in over week. In order to pass my smog inspection, I had to take it in and replace a cat converter and fluids (not to mention change half a dozen lights and rep

Unfare

So taxi fares went up 8% today.  At least they would have if the people that be could sort the bloody process out a bit. 8% wage increase eh? So to get this increase, a taxi driver must first drive into the city, pay an arm and a leg to re-calibrate the machine, then drive back to an NCT/SGS place and get the meter ‘fixed’ or ’sealed’ or whatever it is they do to get the machine legitimized, forking out the end of the hard-earned penny-jar to do so.  TAT embarked on this increadible journey

How To Handle Car Insurance Claims

Having a car accident is one of life’s least pleasant moments and your day is about to get worse.Now you need to call your insurance company and file a claim.Many people are apprehensive about filing car insurance claims because of all of the horror stories they have heard over the years, such as your premium rate will skyrocket if you ever have to file a claim or that the insurance company will do everything in their power not to pay.  Never fear.If you have chosen a reputable company to do b

Head First Algebra

Contrary to popular thought, algebra is not just a headache: it is solving for the unknown. “Algebra is about finding the information you’re looking for by using the information you already have,” explain Tracey Pilone and Dan Pilone, authors of the newly released Head First Algebra. “The unknown could be the cost of a car loan, the quantity of soda you need, or how high you can throw a water balloon. If you don’t know it, it’s an unknown.” So, are you tired of struggling just to get a C- in y

Aligning Your Cashflow

Tons of people have been writing with questions similar to this on from EM: I’m usually a really organized person but struggle with ways to get the cash flow organized well with the money coming in at different times. I’m paid bi-weekly and my husband is paid on the 15th and 30th of each month. When I look at the monthly numbers, we should have a surplus of cash but many of our expenses (childcare, RRSPs, life insurance, car payment etc) come out at the beginning of each month and I’m feeli

Oh, Really? Study Concludes Alcohol Hinders Athletic Performance

Hey, has anyone out there drank alcohol before? Ha. Of course you have. (Apologies to our Mormon, Inuit and Amish readers.) Have you noticed that if you drink and drink a fair amount, that the morning after you may feel a bit dehydrated, a bit out of sorts? Yes, of course you have. It’s sort of like knowing the world is round or that you can save 15 percent on your car insurance by switching to Geico. But, a professor in New Zealand took some time out of his schedule recently to study the affe

When To Use Your Emergency Fund

I was having an interesting discussion at work the other day, followed by reading a similar topic on a fellow pf blog, and felt like discussing it here to see what you guys think. One of my coworkers just bought a brand new car. She had previously owned the same car for almost 10 years and was ready for a change. She prepared by saving up for the down payment and really did a lot of research into the car that she was interested in. Plus, because my company works with most of the dealerships he

Health Insurance: Is your employer paying its part?

One of M’hijito’s good friends, a young newlywed who had just purchased a car, was sideswiped by a fifth-wheel while he was on his motorcycle. Because he was wearing a helmet, the young man survived. However, he’s lost a kidney and his spleen, and he broke three vertebrae. He’s still in the hospital, a very sick puppy indeed. As you might surmise from the fact that he and his bride qualified for a mortgage in these tough times, he had a good job with good benefits. Or so he thought. Well, co

WHS Ad - January 21, 2009 - Please Adopt Me

Roxy 171810 Roxy is a fabulous 8 year old girl. Roxy is such a great catch â€" she is such a lovely dog. Don’t let her age fool you, Roxy has a lot of energy and will need regular exercise to keep her happy and healthy. Roxy has lived with another dog in the past and is expected to do well with dogs, after a proper introduction of course! Roxy has been on a car ride while she was with us and she loved that too! We think she would do best in a home with kids 10+ and one without cats, she loves t

Unorthodox Ways to Save Money

There are a lot of “frugal zealots” out there who already know just about every money-saving trick in the book. I didn’t want to rehash the same old tips, so I came up with a few that are a bit unorthodox. You might have thought of these… and maybe not. I hope they will at least get you thinking in new directions. Unorthodox Money-Saving Tip #1: Stop Cleaning Your Ears with Cotton Swabs Here’s what it says on the side of a box of Q-Tips (a.k.a. “cotton swabs”): Do not insert into ear. The re

Modern Day Cars, Perhaps Future Classics

It’s anyone’s guess really as to which vehicles of today will become the classics of tomorrow. However, there are many factors that make it easy to make predictions. Many of the modern day cars currently on the road will not end up anywhere down the line but in the junkyard. But a handful of them will end up classics that are worth plenty when they are several decades old. If you’re not sure if your car will be a classic, there are a few sources you can check to see what the pros think. There

Raindrops Keep Falling On My Window Pane

It’s raining back in Sabah, at my parents’ place particularly. And some other parts in Sabah, it’s actually flooding! But here in KL, there was so little rain, so many hot suns! But not right now. It’s raining cats and dogs over here.. and I’m all excited!! I think I’m gonna do my laundry more often these days - because I know my laundry activities will induce rain. Hahahaha! Anyway, for those of you who’s wondering where am I or what happened to me after that sort-of emo post I made, I’m do

Why I Drive a 13-Year-Old Car

This is a guest post from Joel Berry. I recently had a talk with a friend about why I haven’t purchased a new car. He can’t understand why I still drive a 1995 Geo Prizm. I can afford to buy a new car, but I choose not to. The fact is, driving an older car saves me money! To prove my point, I ran some numbers. I was surprised by how much money I’ve saved by driving this car for so long. Used vs. new I bought my Geo Prizm in 1995 with 5,000 miles on it. It now has 140,000 miles on it and st

Funny Business

There’s actually a good story about how I came upon today’s topic, but I’m going to save it for another post. (Just remember “Company A.”) For now, I want to zip right on to the silly stuff! Or let’s put it this way: Given the proposition that recruiting should express a company’s personalityâ€"how do you deal with a corporate image that’s quirky, or even downright comical? Should you embrace the humor, play it straight, or go somewhere in between? (And in case you’re thinking “if only that wer

looking for quotes

we were suppose to go to Divisoria today, but unfortunately i forgot that the car is coding day - 3 for tuesday. oh my! so i suggested that if my mom wants we can still go, commute way. since there are many vans and suv’s that are available for rent from divisoria to cavite. but mom refuses the idea, since we need the car readily available for us after buying things from one store to another, baggage counter in other words! so it was canceled, maybe in the first week of november we will go. a

'House Heal thyself

Empathy - the ability to understand and share the feelings of another - is not exactly one of House's strong points. But it seems he has a soft spot for those with chronic pain. The POTW is Jeff, a suicidal 32 year old with a wife and a son who tries to take a nap in his running muscle car while parked in the garage. It seems 7 specialists in 3 years haven't been able to find a reason for his ever increasing pain. House's pain is steady as ever, but is compounded by the fact that his fiscal b

Nikkai In-Car Journey Recorder for taping the Road Ahead

When I was on the road to Vegas for CES, I wished I had some sort of video recorder so I could just speak my mind and write about it later. It would have definitely saved me some time and would have made the trip a lot less boring. On a somewhat related note, Nikkai has created the In Car Journey Recorder, which is the inverse of my idea. Yes, the In-Car Journey Recorder is designed to affix to the windshield to record the road ahead, not the driver. It uses a 1.3M CMOS image sensor, which ca

Day 18, Where I Blow Up My Vehicles

At the time of this post, just slightly over 24 hours left till Justin comes home. After dropping the kids off at school (yay! another good drop-off!), I ran over to my insurance estimate office to get a written estimate on the damage to the truck. On my way home, I swung by the body shop to get the truck scheduled for it’s *gulp* $700+ repair and a rough estimate of length of time for repair (”at least four days” is what I was told). As I’m heading home, I call Goodyear to see if they can tak

Baby’s Got a Boo-boo!

Baby Blue has got a boo-boo!We had light snow all day, just coating the ground. As we headed home we came up upon a state plow/salt truck who was doing its thing. I decided to stay behind it. I figured it was safest there.About a mile’s distance later, I saw a sedan coming in the opposite direction. For whatever reason the driver lost control of her vehicle as she passed the truck and headed straight for us. I headed for the narrow shoulder, but I was unable to out manoeuvre her. She hit B

Chana Era CM8: Malaysia’s cheapest MPV

2009 is the year of the MPV. The big two are the Proton MPV and the Perodua MPV that’s set to launch at different times this year, but before any of them manage to get in the showrooms comes the cheapest MPV in the market, the Chana Era CM8. Now let’s backtrack a little - those of you who have been following this blog for a few years now may remember this vehicle being spotted a few years ago, in June 2007 to be exact. The CM8 was spotted in Subang Jaya with trade plates. Even before that in

Finding cheap car insurance

While my dad and I are in the car, we were talking about when I can have my own car. He said that I will be able to have my own car if I will get good grades and after I graduate that I will need it for my work. He told me that owning a car means another responsibility. He also added that this requires a lot of things to prepare like learning how to drive the car, learning those traffic lights or signals, passing the exam to get my license and having my own car insurance. My dad told me that h

It Never Was There

I’m like a lot of people I know.  We may be very different from you and those you know.  But we’re familiar to ourselves and to each other. I’m one of those people who tried to get There.  There isn’t a place; it’s a status.  It’s a moment.  It’s hearing that someone told someone else that you have “one of those” and they should see it.  Maybe it’s the big TV or the cool cappuccino machine.  Maybe it’s a boat or an SUV that costs more than the average American home and is only 3 square fee

A BMW? Or A Civic Plus A Ferrari?

A few years ago I came up with the idea that buying a fancy car can be a real waste of money. Even if you are a “car guy” (like me), chances are that 360 days of the year you use your car to simply get you from A to B. Perhaps at most, you might go for a Sunday drive or a weekend road trip and really want to enjoy the sight and sound and visceral feel of a highly tuned car, maybe you want a “car” for a handful of days per year. That being the case, instead of buying that BMW (or whatever), ma

Worst TV Shows

  This week, CBS canceled its bankrupt casino drama “Viva Laughlin,” which some have called one of the worst TV shows ever. Which got us to thinking. Here, then, is our list of The 25 Worst TV Shows Ever. Let the debate begin. “You’re in the Picture” (1961). Jackie Gleason appeared in a prime time quiz show, but it was so bad the quiz format was dropped after one airing and it became instead a short-lived talk show. Even Gleason knew it was bad: “I’ve seen bombs in my day, but this one made t

What to buy in November

Happy November thrifty people. Let’s see what’s cool (and less expensive) to to purchase in November. PS my birthday is this month, so it’s a good month for my pals to shop :) - Just kidding. Toys are a great November buy, with stores gearing up for holiday purchase, they lower prices - right now. Wait too long, and you’ll be paying last minute holiday toy prices. Health insurance is usually open enrollment during November. That also means if you already have a plan it’s a good time to fine

What to buy in November

Happy November thrifty people. Let’s see what’s cool (and less expensive) to to purchase in November. PS my birthday is this month, so it’s a good month for my pals to shop :) - Just kidding. Toys are a great November buy, with stores gearing up for holiday purchase, they lower prices - right now. Wait too long, and you’ll be paying last minute holiday toy prices. Health insurance is usually open enrollment during November. That also means if you already have a plan it’s a good time to fine

Finance blog, why has nobody done this yet?

There is a huge opening in the UK for somebody to build a market leading finance blog and it’s just a matter of time before somebody decides to take the plunge. Google likes to see diversity in the search results so to have a blog ranking for “loans”, “car insurance” and “mortgages” wouldn’t cause them any problems. The key would be to hire expert writers from one of the leading finance publications as well as a PR company that was able to get the site into the mainstream media. Top this off

Finance blog, why has nobody done this yet?

There is a huge opening in the UK for somebody to build a market leading finance blog and it’s just a matter of time before somebody decides to take the plunge. Google likes to see diversity in the search results so to have a blog ranking for “loans”, “car insurance” and “mortgages” wouldn’t cause them any problems. The key would be to hire expert writers from one of the leading finance publications as well as a PR company that was able to get the site into the mainstream media. Top this off

Mommies. Cars. Travels.

For a perfect summary of the great fun stuff that Josie and I were up to in Palo Alto last week, please check out Cecily’s post about how great the folks, bloggers and employees, at 23andMe were. One of the things I enjoyed the most about the experience was the combination of how down to earth AND excited about their work that everyone we met was. We met some Silicon Valley VIPs while we were there, and in addition to talking about their work, they also wanted to talk about their kids, our kid

Compare Insurance Quotes

Are you going to have your first car? Well I think you should think about things you need to know first. You need to learn how to drive of course. You can attend to different driving schools in your place. You also need to have your own license to be able to drive your own car. And also, the most important is by having your own auto insurance. What is this auto insurance? Then it is simply an insurance that will protect you in cases of unwanted accidents. This will protect you from future losse

@$$ drivers

Have I told you how many @$$ drivers I've met lately?PLENTY!I'm just so irritated by the way the drive. Of how reckless they are on the roads, caring less for the safety of others and themselves. They just want to get ahead of you, even if it means, saving few seconds. How inconsiderate! The past week itself, I've seen not one, but a few accidents on the road - one being the major serious one, where the car overturned upside down! Yes, I know you may be late for your appointment and may be speed

Skip Hire Romance

by Candy Fishern Until a month ago, I found it a tedious chore to remove excess waste and rubbish. A fantastic method has recently been bought to my attention. My journey began when a drunken male’s journey ended. After crashing his car into my brand new garden wall, I was left with bricks all over my new landscaped driveway. I could’t believe my luck, a man wearing nothing but a trench coat crashes into my wall and doesn’t have any insurance to pay for it. He then proceeded to exit his veh

Want to Stay Home with Your Kids? Cut Cost Learn Budgeting

By Tracy MartinBudgeting is a crucial component of being able to quit work so you can stay home with your children. It is also your key to financial freedom and peace of mind. Creating a budget forces you to take a hard look at your finances and how you are spending your money. Creating a budget can force you to re-align your priorities and bring them back in line with your values. Creating a budget forces you to take a hard look at your debt. You can learn a lot about your self by examinin

When Is The Last Time You’ve Reviewed Your Budget?

After yesterday’s post about making debt reduction a New Year’s resolution (and after emailing the HBHW newsletter list about it as well), the emails kept pouring in. I’m so excited to hear that so many of us are making it a priority in 2009 to reduce the amount of money we owe. Whether it’s paying of credit cards, a car loan, mortgage or setting some more money aside as an emergency fund, for college or for retirement, we a lot more likely to succeed with a plan. And that plan should include

How to Pay Down the Mortgage

If you’re one of those few families who are lucky enough to have found your way out from under the mountains of credit card debt that plague so many people. You may be wondering what your next financial step might be. Free from monthly credit card payments, you have the opportunity to tackle the largest debt you will ever have: your mortgage. You may be thinking that I’ve gone off my rocker. After all, who really pays off their mortgage? I don’t know a lot of people who own their homes free an

Insurance as Investment

There are a lot of insurances that we can avail of. My husband said that you can have everything you want as long as you can afford to pay for it. Just like me, I am paying a private life insurance which I can withdraw anytime. I also have a private accident insurance. We are also paying for the insurances for our car, house, lawyer insurance and a lot more. I can't memorize exactly how many insurances we are paying. I believed insurances are also a form of investment. I am just not sure if my h

I know we'll have to purchase a new vehicle soon... like it or not

Our car situation is going to need some deep thought here fairly soon. I wish we would have acted on some of these last summer, but honestly I was trying to push my husband into taking an active roll on this one and thought that perhaps by me completely letting him take the reigns it might get him to step up to the plate. The plan was to get our daughter or my husband a decent, newer vehicle and pass her car to my son, my husbands car down to our daughter and have at least 2 reliable vehicles fo

Those I have lived with and……tolerated

I live alone. I love it. Growing up, I always thought that the boogey man would come and eat me if I was the only one in the house at night. Fortunately it turns out that I was just a neurotic child and that being the only one in a dwelling at night does not equate instant death by ingestion.What a relief.Toronto is an expensive city to live in. I pay out the ass for my awesome one bedroom, mid-town apartment. I worry about money a lot, mostly cuz half of my money goes straight to rent. I could

Insurance Quotes

This April will be our last month to pay mortgage for our car. Then just the other night, hubby showed me the latest Honda. The car is simply admirable. A thought crossed my mind. What if we sell our old car to pay for this new car’s down payment? But then, I thought I would have to wait another 2 years or so again to be debt-free. I shouldn’t be thinking of getting a new loan for a new car. It would make the purchase my dream house wait even longer. Besides, this May, we will have to renew th

Finance blog, why has nobody done this yet?

There is a huge opening in the UK for somebody to build a market leading finance blog and it’s just a matter of time before somebody decides to take the plunge. Google likes to see diversity in the search results so to have a blog ranking for “loans”, “car insurance” and “mortgages” wouldn’t cause them any problems. The key would be to hire expert writers from one of the leading finance publications as well as a PR company that was able to get the site into the mainstream media. Top this off

I have a dream

I had a dream last night, that was probably triggered by my last memory of reading Eclipse, which is probably the better of the 3 books I have gotten so far. Anyway. Without the usual mahjong session on a Friday night, I fell asleep at 10ish, before I could go on further with my reading. It was 12ish when I woke up today, and I am hoping the good rest would perhaps get me through 2009 with good health. With my plans to save up this year, I am reluctant to head out anywhere on a Saturday. *

Random Stuff

Jump to CommentsYes, this is my second post today, but it’s after midnight, so it’s really Saturday.  I just thought I would write something (mostly to avoid bed) because you guys know how bad I am about even turning the computer on during the weekend.  I always plan to but it never happens.  Okay, here are some random nothings.Shiloh had to have her finger pricked at the doctor today.  She did so good.  I was really proud of her.  She didn’t even cry.  She kept watching them and looking upset w

How To Set a Good Financial Example for Your Kids

by Steve Collins Do you grit your teeth when you give your children their allowance and it right away vanishes on candy and CDs? Do you feel like your kids have no idea of the value of a dollar or the importance of saving? Do you wish your children would learn to set a goal, such as putting aside their money for a big purchase? Family budget counseling could give you the edge you need. With family budget counseling, you will set a good example for your children. If they are old enough, you may

Health Insurance Is A Necessity

by Ethan Kalvin If you are one of the millions who don’t have health insurance because you think you can’t afford it, you may want to rethink that. Consider the story of a lady we’ll call Mary. On a typical drive home from work one night, she was suddenly hit head-on by a huge eighteen wheeler. Her car was turned into a mangled pile of metal and Mary nearly lost her life. Mary was lifted into an ambulance by paramedics and rushed to the hospital with multiple injuries. She suffered multiple fr

Three Spots I Enjoyed Most In Ilocos

Three days is more than enough for one to appreciate the beauty of Ilocandia. Sadly, three days is not enough to experience and enjoy what the province has to offer. In that span of time, we managed to visit at least ten spots, tried some few local dishes, and met new friends. If my budget permits, I wouldn’t have second thoughts going back to Ilocos. It is not easy to put in one post the entire experience and so let me start my series with the three spots I enjoyed the most in Ilocos. Bangu

Data Recovery: Beginners Tips

by: Jeff Walters Right now you probably in a lot of mental pain, and all you’re concerned about is recovering your data as quickly as possible - so we’ll refrain from comments on the wisdom of regular back ups. The time for preventative measures has gone - the issue at hand is data recovery. First - a simple tip could save you a lot of money. Take out your rolodex and get hold of your tech-savvy friends. If you’re in luck, they’ll offer to help, and if you’re really lucky, they might even hav

Car insurance is a pain

In approximately 2 weeks I will be getting my license back after its suspension. This was due to me being careless and not paying a fine I had incurred almost a year and a half ago. The only bad part of this is that once I get my own vehicle instead of borrowing mom’s I will have to be in the market for car insurance yet again. I really don’t want to jump back into that area. Insurance is expensive and it hasn’t been 3 years since my accidents and this very last ticket so they have to be counte

Towing uninsured drivers: Buy insurance or ride the bus ...

Re: New answer needed for tow law, by L'Nae Hart, Wednesday Letters. I have been hit three times by drivers who had no insurance. It is unfair that those of us who scrimp and do without to pay for insurance because we are law-abiding citizens. We are asked again and again to foot the bill for people who choose not to insure their cars. I am sick of the chronic whiners and excuse makers who think that only some of us should have to obey the rules. Let them ride the bus. Nancy Dominguez, Rowl

Time to Make Some Changes

In today’s economy a lot of people are looking to save a few bucks, just too barely scrap by. I have seriously thinking about finding auto insurance quotes that’s less expensive. Finding a reliable and known car insurance company is important. I like to go to place where I can get multiple quotes in one place. I have full coverage on my car because I don’t want to be stuck with the repair bill for my car. Having a chronic illness and money being tight I keep the full coverage because I don’t ha

Wild boar v. Peugeot 306. Double knockout.

In a nutshell, if you value your life and are attached to your car not only via the safety belt, don't pick an argument with a wild boar - even a smallish one of some 75 kilos. Although the boar is unlikely to feel too fit after the encounter, the odds are that neither you nor your much-loved motor will be in the best of shape after the collision, with or without belting up.I wasn't driving my eleven year old Peugeot 306 at the time. A friend had borrowed it, and was cruising along a nearby main

Talk about “iRonic”

If there is one thing that really ticks me off while driving it’s someone swerving between lanes many times coming close to me in another lane as a result of them texting someone.  Typically I use my hands free phone to make a call while driving and try to refrain from using my cell phone whenever possible but on occasion there is an exception. Like this morning for example… I was on my way to pick up one of my fleet accounts vehicle at Apple and so I thought I would give Arron a call and stop

My wife and I Entered the 1956 Oldsmobile in a Cruise-in and Took First Place

I took a club-sponsored car show here in Cotati, California. It was run by the local Chief of Police by the name of Theodore Vireday. The Chief of Police is a motorhead from way back, having a small part in the film "Ya lyublyu tebya". A love of cars was developed over the years. I entered my 1956 Oldsmobile in the car show with the intention of getting a trophy. I spent 2 days getting the Oldsmobile. I had done my research on the Oldsmobile by going over to vin number checker for a check at

How Do I Take Charge of My Finances?

It’s not a pretty picture.  Mounting debt can leave one feeling helpless and depressed.  Your back is against the wall and you have nowhere to turn to for help.  Sound familiar?  A lot of us have or are there right now.  But, there is hope.  Here are four steps you can take to get yourself on the road to financial recovery and fast. 1 Track Your Expenses.  You must do this first before you can begin to make wise choices about where your money is going.  Write down each and every expense for a

Liz v2.0; I Will Be Impressed If You Get Through This!

It’s one of those things that happens, especially as a girl.  You wake up one morning.  You stretch.  You yawn.  You drag your weary body to your closet and open it.  Then it happens. The internal scream. Every piece of clothing mocks you, as you look upon it with newfound loathing.  How could you have ever bought any of this stuff?  Were you drunk?  And how are those magenta clogs ever okay? Okay, so I went a little far with the magenta clogs. Needless to say this morning I woke up and ha

Best of Tight Fisted Miser 2008

I’ve highlighted one post for each month in 2008. This is kind of late because I wasn’t going to do a “best of” post but since my readership grew quite a bit last year most of you probably haven’t seen these posts and I’m too lazy to write an original post today you’re getting a “best of” post. January- A Sample $1000 Monthly Budget This should provide people a guideline of how it is possible to live on a small amount. February- Concentrate on the Big ThreeCut your big expenses before you wor

7 Tips to Avoid a Speeding Ticket in Your Porsche

Over the years, I’ve read a lot of different tips on how to avoid a speeding ticket. Most of the items mentioned are common sense. However, like anything, even the most simple things can be forgotten or overlooked if we’re not reminded of them. While there is no sure fire way to avoid a ticket if you’re breaking your local speed limit, you can greatly reduce your exposure by employing some or all of the following pointers. Here’s my pick of the top seven tips, if used wisely, can help to avoid

I think I have a job

I start tomorrow. …it’s complicated… Three phone calls… very, very strange arrangements… you can totally tell I’m dealing with an attorney… I’ll be training all weekend. You’re not going to approve of the deal I agreed to, so I won’t spell it all out for you. But tomorrow I’ll be there 11a-4p. The rest of the weekend is still up in the air. They want me up to speed on Tuesday, since Monday is a holiday. I’m not elated. I hate the salary I agreed to. But it’s $13,144 more than I’m making on

A perfect time for PMS!

I’m glad that our family and friends are coming to visit us this weekend … that way, they can feel my wrath! LOL! :) Just kidding. My PMS has become full force today, unfortunately. I’ve been impatient with the kids (which I *absolutely* hate … I just apologized to both of them for my short temper). I’m just trying to keep the house clean in preparation for everything going on this weekend, but it’s difficult. There’s a lot that I intended to do beforehand, but time just kind of slipped away fr

Do You Make These Mistakes With Car Insurance Policy?

by Don Pedro You have to have insurance on your car before you hit the road. You could hit someone, another car, a tree, or something. Bad enough that you have to repair your car, you might need to stay with the hospital bills to. A simple car insurance policy can take care of all that, and way ahead of time. You won't know how important this is until something terrible happens to you when you are driving. Don't wait for such things to happen before getting car insurance today. Even if your po

Car-jinxed.

On Saturday Graham called our car insurance company to make a change to the policy.  When he got off the phone he gave me the update. “We’ve gone four years without a claim.  Every year we’re claim-free we get 20% off our $1,000 deductible, so right now our deductible is only $200.” JINX. Yesterday I got into a fender bender on very slippery roads.  I wasn’t driving too fast.  I wasn’t on a cell phone or playing with the radio.  I was watching the road. The car I hit was being driven, as I

Three Phone Calls, $590 Saved

As we all hunt for ways to save money these days, it’s easy to overlook the fact that sometimes ya just have to ask. In fact, by making a few calls to the companies behind our three biggest monthly bills, Sherry and I managed to save $590 for the coming year. Here’s how: It started when we got a Comcast bill that was suddenly $30 higher than before. Seems the “triple play” promotion we were on (for our internet, cable and home phone) had expired and we were now paying regular rates. But as l

Right choice for your insurance car!

“If you own a car, you must secure your car with right insurance car.” Getting an insurance car would be a smart way to make your car more secure. When you have your car insured, you will feel more safe and comfortable to drive the car. But now the problem is how to find a right insurance for your lovely car? I found a place that has a low car insurance. You must visit Car Insurances Rates! With Car Insurances Rates, you will get free quotes for any vehicle, anywhere or you can get quotes f

What To Do After A Car Accident

A few years ago, I was driving from one office building to another when a Dodge Durango ran a red light and totaled my car. I was fine, as the Durango hit me at a forty-five degree angle, but my car was destroyed. The passenger door was dented in, the front quarter-panel was crushed, the frame was bent, and the wheel was crooked on the axle. If that wasn’t enough, both airbags deployed - my Acura Integra was kaput. I was fortunate in that accident because I wasn’t at fault, the other driver was

Link Love and Free Shampoo

**Don’t forget to submit your DIY idea to our contest!  I dropped this into my calendar to share with you all as soon as I saw it advertised. Today Only, Suave is giving a free bottle (mailed coupon for a free bottle) of shampoo to everyone who signs up. Here’s how: Go to Suave’s website and click Suavenomics link at the top of the screen. It will pop up a new window where you can request your free coupon for Suave. Expect your shampoo coupon to be mailed in 2 â€" 4 weeks. Now, for another ins

Get Real.

Get Real. Posted by Jenny on 01/14/09 in Daily, Friends Do you have any idea what it’s like to wake up in the morning and just be in pain? Joints so swollen it hurts to get out of bed? The only way to get going in the morning is a long hot shower? And to make matters worse, you’re covered in miserable, itchy hives? And when I say covered, I mean covered. Head to freaking toe. Why don’t you throw in a few ambiguous cancer diagnosis? A decade of lupus? Mandatory meds up to here? How about a yea

Trying to not Stray to the Black

I haven’t slept well in the past few days. I have an extreme issue with insomnia (especially when worried). I’ve tried herbal sleep aids and they do help me fall asleep for a few hours, but I wake up every night at about 1 am and I can’t go back to sleep. All day, tired, I am grouchy and lazy. It’s a horrible cycle. I may try a nap today if Lyndon takes one.My worst fear is we will lose this place. That is the worst case scenario. I am hoping Sr’s employers either get him some work or he finds

Everything from A to “W”?

With all the things that has been going on here lately I tell you it is enough to put anyone in a straight jacket! Over the last weeks with everything else placed on my plate we have had some family issues, we had a family member pass away, Richards father had a car accident and diagnosed with a serious health problem which we are all trying to manage, Richards mother is still not well and then there is the things with me and the legal system, yeah my hair is very grey right now! I have just

Why I Won’t Buy a BMW Again: Learn From Their Mistake

About three months ago I bought a brand new BMW 3 series. It’s a great car, drives like a dream and is so much fun to take out. It really is a beauty of a car. I’m sure you now realize that I’m a fan of BMW. What you might not have known is that, I follow their forums, recommend their car, and am a BMW member. But now, my loyalty to the BMW brand is being jeopardized because of bad customer service from JMK BMW in Springfield, NJ. The Story Two weeks ago while I was driving home I hit a larg

The Total Money Makeover Part 2

We have looked at the outline and format of the book, so let's find out what Dave Ramsey recommends as the key principles for personal financial succes. The first step, according to the Dave, is to honestly face your current situation. Many people have no idea how far in debt they are or where their money goes each month. We think that all we need is more money and everything will be ok. That is a lie! The more money we get, the more most of us spend -- almost always spending more than we make

Saving Money On Your Used Car Purchase With Some Easy Ideas

Saving Money On Your Used Car Purchase With Some Easy Ideas Shopping around for a car need not cost you an arm and a leg, even in the current financial situation. With a few straight forward tips, you can keep down the cost of buying your next car. We sell used cars in Southport and would like to offer you some of our helpful advice. 1) Look for a quality used car instead of a car straight off the production line. Brand new cars very quickly loose a lot of their value - as they are being dr

LiveBlog: Penske has the Power

Your humble host has returned from a few a glorious days in the beautiful city of New Orleans. I'll spare you the details but suffice it to say you need to go and you need to go soon, because the lack of tourism seems to be hitting the city hard. In short order it will be turned over to pirates - dead pirates - which means a drunken Johnny Depp will stroll into town, drink all available rum previously used for Hurricaines and then all hell will break loose. This is a great town, but even Anne

Highlights of 2008: Wrecking our car

Up until last year I’d been pretty good at avoiding car accidents. I try to drive defensively, watch my speed (more or less), and aside from a fender bender that wasn’t my fault its paid off in keeping me out of wrecks. All good things must come to an end, and that streak ended in November when I wrecked our minivan while towing an overloaded load of mulch. (And two days later I lost my job, but that’s the subject of another post). If I had to total my car this wasn’t a bad way to do it: with

Insurance Nightmare: Lawyers And Media We Want YOU

If you’re an attorney or someone in the media here’s a story that might be of huge interest to you. The name is changed, although we probably don’t have to. Let me tell you the story about an entertainer named….John. Once upon a time â€" about a year and a half ago â€" John was on a sound equipment run in a Rocky Mountain state. A friend of his and his wife’s was along with him on the trip. Then, when he stopped his old 1950s-style car, he was suddenly hit from behind by a rented truck. His car

The Health Report, Year 3: Week 5

Illinois would be a great state to live in if it weren't for all of the snow and cold. But for six or eight months, it's great. We've had twice the amount of snow this year that we had by this time last year, and it sucks. I live in DeKalb, and DeKalb doesn't really plow and they sure as hell don't salt the roads; if you want to see a plow you have to wait until either the snow has finished falling or even the next day so that the middle of the road will be kind of cleared off. Frankly, I'm sur

What You Must Know About Automobile Accident Lawyers

by Don Pedro Car accident lawyers deal especially in cases that involve auto accidents. It might seem simple enough to you at first, but when the law gets involved, I guarantee you will not be able to handle it yourself. Hence the need for a car accident lawyer. Anywhere you find yourself in the United States, even if it is not your home state, you can always secure the services of a lawyer - even a car accident lawyer if you need to be very specific. Almost every legal firm has a department t

What You Must Know About Automobile Accident Lawyers

by Don Pedro Car accident lawyers deal especially in cases that involve auto accidents. It might seem simple enough to you at first, but when the law gets involved, I guarantee you will not be able to handle it yourself. Hence the need for a car accident lawyer. Anywhere you find yourself in the United States, even if it is not your home state, you can always secure the services of a lawyer - even a car accident lawyer if you need to be very specific. Almost every legal firm has a department t

What You Must Know About Automobile Accident Lawyers

by Don Pedro Car accident lawyers deal especially in cases that involve auto accidents. It might seem simple enough to you at first, but when the law gets involved, I guarantee you will not be able to handle it yourself. Hence the need for a car accident lawyer. Anywhere you find yourself in the United States, even if it is not your home state, you can always secure the services of a lawyer - even a car accident lawyer if you need to be very specific. Almost every legal firm has a department t

Music Advertising

The intentions are good, but the results don't measure up. Say What?Using a song that was a hit as a theme for a radio or television ad, is not really the smartest thing to do. Now I've thought this for a long time and now someone else spells out the reasons why. From Adrants.com recently:Licensed Music Does More Harm Than Good For BrandsIn a yet to be published (we are told) letter to Advertising Age in response to its publication of the Top Ten Ad Songs of the Year, The Apollo Project's Paul

Save $1000 in 30 Days: My Take

So Ramit is having a Save $1000 in 30 days challenge. I started reading the tips he had and so far I really don’t see how I will be saving according to his rules. I think this is set up for people who have not already been frugal in their lives since if you were already doing the things he writes about then you would not be saving any addtional money. I was already doing the things he talked about so far BEFORE reading his posts. Here is a list of what he has so far. Tip #1: Pack lunches fo

Pack and Talk

Today's themes are space bags and phone calls. We are down to the wire. I managed to get a lot of my clothes packed in suitcases so what's left will have to go in the space bags. I just hope they work better this time than they did on the trip down here. Also....I got a ton of calls to make. And receive. The background check SHOULD be completed today. SHOULD being the operative word. I know, beyond a shadow of a doubt that it'll come back fine, but it'll still be nice to know everything is f

I Don’t Wanna Grow Up…

…I’m a Toys R’Us kid. Sorry, just had that crazy little jingle stuck in my head after thinking about the topic for the day. I was taking a showering this morning and I was thinking about the fact that I am going to be moving soon, starting a new life, and with that comes a whole slew of responsibilities. I like to joke with people that college is the best time of anybody’s life. The reason is because they get the best of both worlds (no, not you Hannah Montana… sorry, I’ve got little cousins,

It’s going to cost more to fix than it’s worth

It’s going to cost more to fix than it’s worth You often hear “it’s going to cost more to fix than it’s worth” given as a reason for buying a replacement car. And it’s easy to think that way. We have been conditioned as a society to believe that new is better, and that old is unreliable or even dangerous. We’re also used to viewing spreading costs out over time as a good thing, while immediate expenses are painful. But the reality is that how much your car is worth doesn’t matter at all, un

Make a Financial Plan With These 7 Steps

You may have a good investment plan or estate plan or retirement plan but without coordination of these plans, you are most likely to lose out on making money. The reason why is that all of the 7 steps in a financial plan will get you the goals that you want, in the time that you want and with tax advantages and with a comfortable amount of risk. Most people target just the investment plan or retirement plan and lose focus of the big picture. Here are the 7 steps that you will need for success

My wife and I Entered the 1956 Oldsmobile in a Car Show and Had a Blast

I took a local classic car show here in Deering, North Dakota. It was run by the local Councilperson by the name of David Lyu. The Councilperson is a movie fan from way back, having a small part in the film "R4: Ridge Racer Type 4 (VG)". A love of cars was developed over the years. I entered my 1956 Oldsmobile in the cruise with the dream of taking home a prize. I spent countless hours getting the Oldsmobile. I had done my car history search on the Oldsmobile by going over to vin number chec

Broken Blogs, Broken Relationships, Broken Bank

Afternoon Karl Damn blog. Still haven’t figured out what the hell is wrong with it. Can’t upload graphics using the Flash uploader that is de facto in Wordpress. I did, however, find that I can use the browser-based uploader. Not as nifty, but functional. I know enough to be dangerous but I’m still pretty clueless to Wordpress. If any of you out there might know why I’m seeing the “HTTP error” whenever I upload graphics, let me know, please. That’s all it says. One second it’s “crunching,” th

How To Buy A Used Car

Used cars are bought significantly more often than new cars. However new car sales in total average more than the amount spent on used cars. This shows how much potential savings can be found by those who choose to invest in a used car rather than a new one. Even though it seems like a relatively easy thing to do, there are some things to keep in mind when you are buying a used car. 1.    Have a budget in mind. Either have a loan pre-authorized with a bank or credit union or have the amount of

How Honest Are You?

A recent discussion on the Etsy forums really left me shaking my head. The discussion was fee avoidance, and I was shocked to discover that not only is this widely accepted, I was literally mocked for stating that I felt it was dishonest and I wouldn't do it.Are there dishonest people? Of course, but I guess what surprised me is the lack of shame and willingness to put it out there for buyers and sellers alike to see. There seems to be this attitude that its not really stealing if its from a fac

Bad Credit Problems

Many of you have a bad credit may have noticed that some of the services that use increased in price. They are not as deep as in the insurance industry. At present only home insurance is affected, but soon the car insurance will also be this bad loans. You have the right to the rates for all they want. Those of us with bad credit have nobody to blame but themselves. But here is a system that not only are perpetrating insurance against some of us, but also other companies that certain types of se

Car Accident Lawyer And Why You Need To Be Informed.

by Don Pedro With a car accident lawyer working with you, you really have little to fear. When you are involved in any kind of auto incident, however bad, they can wade you through. You certainly will not love it one bit if you get caught without one. Drivers in the United States are mostly difficult people at best. Without traffic laws, it would be impossible to maintain any kind of sanity on the highways. But these laws also bind a lot of mellow folks who couldn’t hurt a fly. Now when that

Holster Hoarders...

...what is it about them that causes them to buy many more holsters (or other accessories like gun belts, handcuff cases, magazine pouches) than he or she will ever need? I suppose I just don't get it when it comes to holster hoarders, I mean me, I buy one for a gun and use it. If it turns out to be a piece of junk, well I usually get rid of it. I don't put it away in the closet like placing it into a shrine where it will remain forever entombed to be eternally adored by me, then by another, and

Good News / Bad News

The good news: They caught the kids who vandalized and severely messed up the car of our friend in Central Texas. This means that the insurance company gets the county’s victim services fund (or some fund) to pay the cost of her deductible for fixing the window and repainting the doors. Yay! Good news! The bad news? Now I have to figure out how to get the money back to those of you who contributed to the deductible fund. Our friend would prefer that I hold onto the money and put it towards

Requirements For Moving To Spain

by Serge Tipping Is it time to live in Spain? It is something you don’t jump into quickly. Pay a few visits to the nation before moving to Spain. Go, see, and experience a number of districts like the Costa Blanca, Costa del Sol and Barcelona before choosing your new home. Research the new region you will call home and learn about its culture and history. Make certain that you have ample money to live on for a while. This will make the difference between you surviving and not. You will need e

1971 Was a Good Year For Daytona : Or How to Enjoy My Custom Car

The classic car of your dreams is out there Go out and don't hesitate, there's a world of good priced Daytonas out there. Buy a Daytona now before the price goes up! You won't regret it. I've had too much fun to mention :). Krista and I have relied on our 1971 Daytona now for nearly nine years. The general feeling is we've been happy with the car. Our cottage is in rural Idaho, near Gooding, and we enjoy touring in the car during the hotter months. Our opinion is I'd say it's a brilliant vehi

Stranger Than Fiction

I wrote an essay a few weeks back on Fishbusterz, a fish house on Stock Island that also sells meals for consumption outside at tables on the docks, there where the fish themselves are landed. So naturally when we had some out of town visitors descend on us for lunch one Saturday we drove them out to Fishbusterz, and amazing to relate the restaurant end has got a new fancy name:We got a call from Mrs Sailorman saying they had dropped anchor in Key West on their way north to a consulting job and

Unemployment, Day Two

First, I slept in until 12.30. BRILLIANT. I can't wait to do more of that. I haven't spent nearly enough time in bed this year.When I went to move my car, I discovered it was broken into AGAIN. This time the thieves took the two bags of clothes I was going to donate. They also neatly piled the contents of the glove box on the passenger seat. I suppose they were looking for money or valuable electronics? This was really not the kind of experience to make my week any better, but I guess it could b

days in days out..

The days are all ticking along nicely here..not much computer time and what i do have i am using for banking, bill paying and the teeeeny tiny bit of blog reading.. not posting..LOL Some new stuff from this week..  We got all of lochie's school supplies and some new books for me too. woot. loooove new school books! I have a real thing for blank pages and sharp pencils.. i avoid writing in pen as much as possible..no idea why but i do.. and if i do..i like a fine point.. medium seems so th

Health Insurance Costs

As I've just finished my first week at work I'm in the mode of selecting insurance policies and the like. Looking into my options I find that they are different than I've had in the past. The good news is that my new employer pays 100% of my premiums. Considering that I was used to paying $596/per pay period at my old employer, this is a savings of $14k annually. The down side is that they only pay the premiums for me, and if I want to cover James on the same policy it would cost about $550/m

Greg’s “Weight Toss” – This is my one year Fat-iversary

Last year I decided it was time to get serious about managing my weight. I’ve always fought my weight as has my father and his family. I looked to him and them as an example, and excuse. Last year I was tired of excuses. It was time I lead by example and took ownership of my weight. To truly own the problem, for if you don’t own it in your heart, it’s very hard to change it. Last year it was time I finally owned my weight.On 1/9/2008 my official weight was 266 pounds, total cholesterol 223, LDL

VCCA Fellowship

In February, I’ll be headed to the Virginia Center for the Creative Arts (VCCA). This residency feels like a second home to me. I like the cows (not the bulls!) and I like having access to Sweet Briar’s swimming pool, exercise equipment and hiking trails. When I visit VCCA, it’s a time to work on poetry and it’s also a time to take care of myself with good food, fresh mountain air, and relaxing evenings with tea (or wine) by the fire. In more good news, I received a Mid Atlantic Arts Fellowsh

2009: Reasons to be happy

On a radio station I used to listen to a lot they used to fill up about a minute or so with phone calls where people shouted a sentence about why they’re happy. Usually it was something silly like “It’s my birthday!” or “I just got [p,l]aid!”. This morning I filled up my car’s fuel tank and it was R290.27. About 6 months ago, the same amount of fuel cost just about R500. The drop in fuel prices also means that we’ll probably not see much rise in food prices this year (many people believe that

Web Based Car Clubs

There are many different types of car clubs to be found on the internet. From mechanical knowledge to auto enthusiast shows, a car club provides a great number of benefits and perks to car owners. An online car club may not seem like something you would expect to be popular. However, they continue to grow in popularity all the time as more people join online car clubs. Virtually every make and model of vehicle has some kind of web club devoted to it. For some people a car is just a means of tra

Wherein Da Goddess Is Disappointed And Elated

Wherein Da Goddess Is Disappointed And Elated DaGoddess @ 7:12 am So the concert last night… I had my camera gear with me. I was finally going to get to photograph Taj Mahal. I was so excited I practically peed my pants. And then the doorman said, “no photos tonight. Sorry.” I almost cried. I didn’t get to take photos of Taj the last two times I saw him â€" once in concert at the House of Blues (no cameras there. ever) and once at our blues society pre-cruise party. The second time, he was j

It’s Expensive Being a Woman

It’s Expensive Being a Woman October 23, 2008, by kathrynmontiegel It’s apparently big news how much money was spent for vice presidential candidate Sarah Palin’s new campaign wardrobe. I am not saying that $150,000 isn’t a lot of money to spend on clothes, but it does seem that the world has higher fashion standards for women than it does for men. If Joe Biden wears the same dark grey suit twice in a week, no one notices. If he wears a new tie, it’s a whole new outfit. Women’s clothing is

Secure your car and get an insurance now

As soon as i got my first year end bonus, my very first investment was to get myself a very nice second hand car. It is not so expensive but i do know its value to me. To ensure that my car will stay long with me despite possible accidents, i got it a very good car insurance coverage. It was not so expensive but i am secured that it is insured. So if i were you, i would seek an underwriter an get a car insurance quote and have your investment secured. ShareThis

Connect The Dots

By David Glenn Cox http://theservantsofpilate.com It seems I can’t even watch TV news anymore, it just makes me too angry, the cluelessness of the government. I voted for change, not a slight alteration but for change. I sit here in this tiny berg of Powder Springs and I ask myself, Why is it that I can see these things and these highly-paid experts and analysts don’t? I see an economy coming apart at the seams and the politicians of both parties are talking about it as if it’s some abstract

Peace of Mind for Me and My Ride

My car’s insurance is expiring soon, and it is such a waste not being able to use it. Sure my car has minor damages like deep scratches on the door and tiny dents on the fender but nothing major that will need for an insurance claim. The initial insurance was included when I bought my car, but I will be paying for the succeeding years. Hence, the need for the best deal in town when it comes to auto insurance. Insurance is mandatory but even if it is not, I will be purchasing one. It grants

VIBE: Oops! We Did It Again...and Again

There is an old saying... It isn't bragging if you can do it.  So, we hope you'll forgive us if we talk up the Pontiac Vibe, which on the past few days racked up another two awards. First, Aaron Gold over at About.com's Guide to Cars named the Vibe one of the Best New Cars of 2009.  And our little Pontiac is in some fairly good company with names like Cadillac, Mercedes and Porsche.  You can read all about it at cars.about.com.  Then, the folks over at njection.com point out that the V

When it rains

On Sunday, Mom and Dad buy a new car. Dad sells old car. On Monday, Amanda’s car breaks down. Amanda borrows Dad’s car. Lisa starts to move out. Luckily the new car is big enough to haul her furniture all over Northern Virginia. Dad books new car into dealership on Tuesday to get extra features added. Down three cars. One car for the family to share. Hell.Dad decides to push back flight to Iraq. Mechanic calls. Amanda’s car is not well. Dad books a rental car for Wednesday. In preparation of a r

About car insurance

.fullpost{display:inline;}I guess all of you realized that car is important for our life and how sad we are if we get into an car accident. Our car is broke and we can do our activity normally anymore. Car is not cheap so when something bad happen to our car, its for sure will cost you a lot of money.Imagine if you have car accident and that time you don`t have money??? What will happen to you??? what do you feel that time??? I guess your life will be miserable and stress full. So to avoid that

Let Autonet Help You Insure Your Future

I used to not care about insurance at all. I was that type of person who lived and tried to enjoy life in a day to day basis. My parents once told me that by continuing with that attitude, it also meant like I did not care about my future. Well, of course I kept on living the way I did until the day my parents introduced me to the family business. Our small family company means a lot not just to my father, mother, my two younger brothers and me. It also plays a very important role to our emplo

The Economy, The Environment, My Children

Our environment is out of whack! Our economy is going bonkers! You do your best to help and do your part. However, you’ve already condemned Mother Nature and your wallet when you decided to have children. How can I make this perfectly clear? Turn off the lights when you are finished. Now because you haven’t heeded my request our basement will be in the Dark Ages. Don’t let the water run while you’re brushing your teeth or doing number two, and stop taking 30-45 minute showers. Now that you’ve

Tips For You To Get The Best Auto Inssurance Quote

by Susan Tanner It can be complicated to find the best car insurance that is right for you. Now there are many different companies and plans to choose from so it can be tricky determining which one is best for you. Take you time and shop around before you jump into a decision. When you first begin hunting for the perfect car insurance, it is important to have an idea of what you are looking for. Once youave made some standards, use the internet and phone book to find companies and find out wha

Oregon wildlife…definitely NOT at its finest

(For the record, I didn’t take that picture, as beautiful as it is. But it was taken not far from where we live. Pretty huh?)The early morning hours in Oregon are without a doubt, absolutely stunning to behold. There is something about the way the sun comes up over the hills, stretching fingers of light down to us mere mortals here on the ground. If you stand outside and wait for it, you feel as if one minute you are staring out into nothingness, barely able to distinguish the rocky textures of

How to Choose the Right Kind of Tarantula

How to Choose the Right Kind of Tarantula October 20th, 2008 internet marketing How to Choose the Right Kind of Tarantula Being one of the oldest species of animals on earth, tarantulas are also one of the biggest breeds of spiders. If you want to have a tarantula of your own, but do not know what kind to get, here are some guidelines to help you pick the right one. How to Make a Pet Rat Hammock So your pet rat needs somewhere snuggly to cuddle up. Why not make him a pet rat hammock?

The Upcoming Election: Part II-Clinton and the Democrats

Once more, stolen from my youngest brother, Benjamin… I guess I’m heartless. I’m heartless because I dont think people should be given loans if they can not repay them. I’m heartless because when people take out loans that they can never repay, the taxpayers has to pay the loans for them. This is where part our tax money goes. Not only does our tax money go to social wellfare, social security, and foreign aid (foreign aid actually makes Africa worse off as I will explain in a later note), but it

Presidential Tax Plan: Use More of the Deductions Available Now!

by Terry A. Sacia Most Americans don’t know there are legal ways using tax deductions to keep more of your hard earned money in your pocket and it is all perfectly legal? Income taxes are a dirty word to most American tax payers, but what if you were making the tax code a benefit instead of a feared monster? In this country we pay a horrible thing called income tax. You know the reason there are two figures on your payroll stub, the amount you actually earned then the amount you actually get?

John Redwood’s contribution to the Banking Bill debate

Mr. John Redwood (Wokingham) (Con): I welcome a Bill on this subject, and I am glad that my right hon. and hon. Friends on the Front Bench are in a collaborative spirit because this is a case where working together might improve the Bill, but it needs a lot of improvement because the main things that have gone wrong in the past 11 years stem from the grave weakening of the Bank of England that occurred in 1997. I would like the Bill to go much further than the current draft in giving back to t

We Did It! We Walked Western (Part III)

  Good Monday morning to you. I’m awake and “moving” this morning and feeling really great about the big walk on Saturday. Will’s post had me nodding and smiling. (Especially about the ibuprofen part.) His flicker set is also way more detailed than mine but I thought I’d throw a few of my photos up of things we saw and said along the way. We saw two buildings shaped like food during the day. Thought sadly this building no longer sells hot dogs (real estate? insurance? can’t remember…) I’m ple

Want Immediate Cash!!

Hi guys!! It's Monday again. I know for some workers, this is there hated day. Not all but some!! This can also be a very stressful day especially of you have some financial problems. Am I right? Some bills are waiting to be paid right away like house rental, home mortgage, car insurance, house insurance....What else? The payday is still coming in two weeks and the bills need to be paid right away! I know you want some immediate cash for that! I might not help you in terms of financial matters b

A "Check Your Negative Comments at the Door" Sensational Sunday

*sigh* Ya ready? This is a long one…. OK people, this Sensational Sunday was/is an uphill battle. First, I was coming off Saturday’s overeating bonanza, which really wasn’t that big of a deal. As I said, I faced it and I’m moving on (notice I keep telling myself that - I totally believe in repetition, by telling myself something over and over I will change my perception. How many times do we do the opposite? Tell ourselves negative things? Sorry, total side bar.) So I started my day with one

Add a Towing Service to Your Auto Body Repair Franchise

An auto body repair franchise has the potential for great success. There are so many drivers on the road today which means there are always vehicles that need to be fixed. Making sure that you have a well run auto body franchise is the key to success. You want to make sure you offer a variety of services, have great customer service and be ready for anything that comes your way. You need to make your auto body franchise a one stop shop for all of your customers. Sometimes that may mean adding d

Winter Fishing Tips and Jigs for Crappie

Winter Fishing Tips and Jigs for Crappie October 17th, 2008 by nothingiswritten Crappie fishing in winter can be a daunting challenge but cheer up there is help. Super cheap Viagra fishing really begins after donate car to charity ice is long gone in the cheapest car insurance spring but its cold now and we are hungry for that clean white morsel of meat. So you ask how to catch the little guys and how to get that pan fish in your pan and when ice fishing there are only a few key items to cons

The Ass Kissing Express

The Ass Kissing Express I have decided to expand my line of services.  As of today I have started a bus service.  But this is no ordinary bus service.  And not just anybody can ride along.  It will have a very limited route. Let me explain.  Happy's Hospital has two campuses.  I spend a good month or two at one campus before switching.  Month after month, year after year, I rotate back and forth between both hospitals.  But I never work at more than one hospital at a time.  I don't get to t

True Story: My 1962 Dodge in a Regional Competition and Never Saw It Coming

I took the weekend off and entered a church-sponsored classic car show here in Reeds Spring, Missouri. It was run by the local Councilperson by the name of Marie Angle. The Councilperson is a motorhead from way back, having a small part in the film "Wake Me When It's Over". A love of cars was developed slowly. I entered my 1962 Dodge in the show 'n shine with the hope of impressing my friends :). I spent two days getting the Dodge. I had done my research on the Dodge by going over to VIN dec

Movie Quotes from Tomorrow Never Dies: Quotes from the movie Tomorrow Never Dies

â€"Don’t ask. â€"Don’t tell. â€"I used to look in the paper every day for your obituary. â€"Sorry to disappoint you. A: I never believe what I read in the press anyway. B: Oh. Therein lies your problem, Mr. Bond. You see, we’re both men of action, but your era and Miss Lin’s is passing. Words are the new weapons. Satellites the new artillery. A: And you’ve become the new Supreme Allied Commander. B: Exactly. Caesar had his legions. Napoleon had his armies. I have my divisions. TV, news, magaz

Budgeting Basics

Everyone hates the “B” word: budget. Some people try to dress it up by calling it a spending plan or something similar. I’m fine with the word budget, mostly because I’ve seen the benefits of living on one for the past few years. I spent the first six years after college working in various cities and spending a larger part of what I earned. Although I was able to avoid some of the materialism and other pitfalls of my friends, I didn’t budget or spend much time thinking about such things. Once

La Befana Collaga

  My 12 Secrets of Highly Creative Women book came in the mail today. I am looking forward to starting the online group on Friday.   We went on New Year’s Day to a labyrinth and after Melody behaved herself so well the whole time, she went to get a drink and knocked over a glass jar candle which shattered all over the floor. Then we went out to the parking lot (of the church where the indoor labyrinth was) and our car window was smashed and my husband’s bag stolen with things in it. The mai

You Really Miss It When It's Gone

Up until about 5 minutes ago I was REALLY wishing I could start 2009 over again. Tim and I made a quick trip to Edmonton late Saturday afternoon - we were delivering a new 2009 Malibu car to his brother (the fact that it was the coldest night/morning in oh - over 40 years - didn't really seem to matter. Check out Julie's blog here to see what the temps were). The trip there (a little over 5 hours) was fine - it was a NICE car and so comfy! The trip back was another story. We had to leave Sund

Insurance Done Right!

My brother has just brought a new bike a couple of months ago. The bike itself is worth buying bike insurance. But the sad thing is that he doesn’t think that it needs insurance for he said he can take care of it. He said he is a very handy man who and doesn’t believe in any insurance at all! I then explained to him the importance of getting insurance in case something bad happened to it. It took awhile before I finally convinced him to get one! Believe it or not, his car is not in

Insurance Done Right!

My brother has just brought a new bike a couple of months ago. The bike itself is worth buying bike insurance. But the sad thing is that he doesn’t think that it needs insurance for he said he can take care of it. He said he is a very handy man who and doesn’t believe in any insurance at all! I then explained to him the importance of getting insurance in case something bad happened to it. It took awhile before I finally convinced him to get one! Believe it or not, his car is not in

Discount auto insurance..

Cars are loved by many of us and many need to buy their dream new car. You can get your dream car from any of the popular manufactures. After buying a car its your duty to protect them from any accidents and damages. To protect our cars effectively the best way is to insure them. Insuring the car is essential as it wil fetch you the damage money from the insurance companies if your car is under any damage. You can make use of that insurance money in bringing back your car. You could find many in

Service: The One About Service Rendered to Me

I was a father of 3 boys, in 1986, living in the good life in our first purchased home. It was December. We bought the home in late May and son #3 was born in early June. I was 4 months into the second year of the job that brought us to the desert. I walked to work so one car was enough. I was still putting in long hours toward grading papers. The upcoming holiday break would be a welcome relief. I came home late from work that evening. My wife told me that she took the sick baby to the doc

Service: The One About Service Rendered to Me

I was a father of 3 boys, in 1986, living in the good life in our first purchased home. It was December. We bought the home in late May and son #3 was born in early June. I was 4 months into the second year of the job that brought us to the desert. I walked to work so one car was enough. I was still putting in long hours toward grading papers. The upcoming holiday break would be a welcome relief. I came home late from work that evening. My wife told me that she took the sick baby to the doc

Hyundai will Take your Car Back (Most of the Time)

CC photo by MSVG In a life changing event, that is. Hyundai has begun to promote a new program that claims that “if you cannot make your payment because of a life changing event, we’ll allow you to return your vehicle and walk away from your loan obligation - and in most cases, we will cover most, if not all of the difference”. This program is good up to one year, post purchase, and at least two payments must be made in order for it to become effective. But is it a good deal? What is a ‘Lif

Finding A Shih Tzu Puppy For Sale

Finding A Shih Tzu Puppy For Sale By Fiona Kelly | January 5, 2009 by Rebecca Simpson The time has come to add a Shih Tzu puppy to your family so naturally your next question is where to find a Shih Tzu puppy for sale. There are some good places to go for a Shih Tzu puppy and some not so good places to go and they all have their reasons. Remember that you are trying to bring a new member into your family so when you decide you want a Shih Tzu puppy make sure that the place you get it from

New Year New Bills

Christmas is barely behind us and already a fresh crop of bills are appearing in the mail, it just never ends eh? The car insurance comes due in the middle of January and it’s been a few years since I’ve shopped around to make sure I’m getting a good rate. Looks like it’ll be time to round up some auto insurance quotes in the next week or so, and decide whether to keep the same features on the policy this year. Since the car will be paid off in a couple more months we can choose to drop the col

10 Reasons Why I Need an AK47 Mounted on my Bumper

People Are idiots It’s Monday, and I’m back to work after a week off, so I’m cranky. My crankiness started this morning, when a jerk in a car in front of me flicked his lit cigarette butt out of the window of his car. Which got me started on all the things that I hate about other drivers. 1. Don’t toss your cigarette butt or anything else out of your car window. Keep your own garbage in your own car. You have an ashtray. USE IT. 2. Don’t ride five feet from my back bumper, particularly when

The last post of 2008

I didn’t make the 9th day this time - I had every intention of it, but I’ve been so sick the last two days, it’s been a struggle just to get out of bed and do anything productive.  I did manage to make Chicken and Ducklings (as Ailish has been calling it since she was two), which was quite yummy, and from my bed, I put back all the scrapbook stuff I’d gotten out to make the girls’ albums, but after that, I just stayed in bed, watching Dog Whisperer and Dog Town episodes, with my puppies surrou

How To Ask For a Fair Raise or Pay Increase During a Recession

Asking for a raise during a recession can give good reason for your boss to think you’re totally out of touch with what’s happening in the global economy, or maybe they’ll think you’re just insensitive to business issues. It’s a risky thing to do. What if you’re struggling to make ends meet yourself; perhaps you have no choice? Here are some tips on how to ask for a raise during an economic downturn. First things first. If you don’t need a raise, then don’t ask for one. Venturing into this ter

“The Screamin’ what???”

I think that we may have reached a new toddler stage: “I’m afraid to go into my closet because there’s a monster in there.” Just a while ago, I opened Lucas’s closet door to get some clothes for him, and he said, “Don’t go in there!” I asked why, and he said, “There’s a Screamin’ Banshee in there.” I laughed and said, “Are you scared to go into your closet?” And he said, “Yeah.” Then I asked, “Why is there a Screamin’ Banshee in your closet?” Luke replied, “Because I put it in there.” LOL! :)

Your Perfect Car Insurance Online

Driving your new car in the city streets can be more peaceful when you already availed of the cheapest auto insurance. Yes an insurance that is really with the best coverage must not be bad on the budget. You could certainly find one by comparing the auto insurance quotes online. It is the best way to shop right now. I have already availed a lot of the best deals on products and services online by just going to websites that can be great market place. I recently got my new car and of course, I

Enterprise Car Rentals Are Priced Right

Enterprise Car Rentals Video Many people don’t have cars.  Even in America it’s a fact.  There are also people who have a car but travel to different cities where they’ll need a car.  It’s rental cars to the rescue when people don’t want to put wear and tear on their car, or need a car for another reason.  When people think of renting a car they think of Enterprise.  The reason is Enterprise car rentals maintains its fleet well, and doesn’t charge an arm and a leg.  Enterprise has many lo

Save Money With a Budget

I know many people hate the thought of being put on a budget, but it really should not be that way. Why? Well if you correctly setup and keep track of your budget it will help you, at a minimum, keep track of where your hard earned money is going. Most of the time people are amazed at how much money they are spending and where the bulk of their money is being spent. Well let’s get down to brass tacks on how to setup your budget. The first thing you want to do is to setup a spreadsheet either o

What a weekend…

Where to begin? I got to go see a movie with a girlfriend Friday night. My hubby put the kids to bed by himself. We went to see Twilight. Hmmm… If you like cheesy film and acting… you should go to this movie. While on the way to the movie and while trying to find a parking spot… I had a better understanding of why the world has car insurance. What a bunch of crazy drivers. I was happy when I decided to park further away and just walk it. I don’t know what happens when people decide to go to a m

To Feel The Wheel

Being on the road more than ever myself these days, and you followers know that I ‘like to feel a wheel’, I couldn’t stop thinking about the hazards that might be lurking around. Because I’m aware this car is becoming a kind of second home to me, an affordable but well covering auto insurance is the number two on my list of good intentions 2009. I have to be secured for some more possible things to happen. I’ll get there, using my common sense. I don’t need a navigation system doing that for me!

To Feel The Wheel

Being on the road more than ever myself these days, and you followers know that I ‘like to feel a wheel’, I couldn’t stop thinking about the hazards that might be lurking around. Because I’m aware this car is becoming a kind of second home to me, an affordable but well covering auto insurance is the number two on my list of good intentions 2009. I have to be secured for some more possible things to happen. I’ll get there, using my common sense. I don’t need a navigation system doing that for me!

Study More About Mortgage: Errors To Avoid That Can Be Expensive As A Homebuyer

Acquiring a house is exciting and overwhelming at once. There is no doubt that you will be faced with a lot of decisions and in all probability will make an error from time to time, you will be at the risk to make an error. You also have to know that a few mortgage errors are more costly than others. Not fixing your credit is the first error you will want to stay away from when acquiring a house. The amount of purchasers who apply for a mortgage hoping their credit won’t prevent them from havi

Study More About Mortgage: Errors To Avoid That Can Be Expensive As A Homebuyer

Acquiring a house is exciting and overwhelming at once. There is no doubt that you will be faced with a lot of decisions and in all probability will make an error from time to time, you will be at the risk to make an error. You also have to know that a few mortgage errors are more costly than others. Not fixing your credit is the first error you will want to stay away from when acquiring a house. The amount of purchasers who apply for a mortgage hoping their credit won’t prevent them from havi

Luxuries for your entire life with life insurance policy.

by Todd Martin We get this unique life only once, and then we should plan to live according to our own lifestyle. Planning it according to our own lifestyle means living with all the luxuries and benefits of today?s modern way and always in future also without any type of compromises. The word ?always? means a lot. No wonder how? Let me explain how? You can plan and invest sensibly for the security of your future also so that you and your family will never miss all the luxuries you are used to

Comforts for your entire life with life insurance policy.

by Todd Martin We get this unique life only once, and then we should plan to live according to our own lifestyle. Planning it according to our own lifestyle means living with all the luxuries and benefits of today?s modern way and always in future also without any type of compromises. The word ?always? means a lot. No wonder how? Let me explain how? You can plan and invest sensibly for the security of your future also so that you and your family will never miss all the luxuries you are used to

Mommy Limo

Sometimes I think that mothers have to be the WORST drivers on the road.   I am a mother, I should know. We are distracted, constantly.   There seems to always be a request for us to pass something to someone.   Or there is something that was dropped on the floor, and needs to be retrieved and passed back to the owner.    Often we will be fishing around with one hand behind our backs for the object on the floor behind us, while steering with the other hand. Or what about the crying of a baby

Luxuries for ever with life insurance policy.

by Todd Martin We get this unique life only once, and then we should plan to live according to our own lifestyle. Planning it according to our own lifestyle means living with all the luxuries and benefits of today?s modern way and always in future also without any type of compromises. The word ?always? means a lot. No wonder how? Let me explain how? You can plan and invest sensibly for the security of your future also so that you and your family will never miss all the luxuries you are used to

Drive Safely!

Driving your own car? This information is very helpful for all car owners out there! If ever you are looking for the cheapest car insurance rates? Visit car insurance site, I know for a fact that looking for the best insurance for your auto’s will never be as easy at it seems to be plus this season we all know that people loves to go out so better to secure your car insurances because autos are the main symbol of transportation…I am really suggesting that you try this site. The best thing about

Operation Office Overhaul: Diana’s story

The moment happened three weeks ago. My husband told me our auto insurance company needed the title to a car that had been totaled. My stomach sank. I knew the title was in our safe deposit box over at the bank. When my son was a toddler he’d wreaked havoc in my office, picking labels off my cabinet drawers, turning my sewing gadgets into toys, and yes, emptying the box where I stored a couple sets of keys that were now God-knows-where. After hours of hunting, I came up with a key that looked

Helpful car insurance tips

Would you like to know how to shop for cheap car insurance and get the best bargain for your money and not having to compromise on coverage?  I’m sure everyone is trying to save money these days with the United States economy in such a financial crisis. Autoinsurancequotes.com provides the top 10 tips to help you save the most when shopping for car insurance. One of the best ways to save money on car insurance is to be a good driver and also to be a defensive driver. Another way to save money i

Goals for 2009

Somehow I didn’t set up goals for 2008, which may have worked out because I guess I would have been disappointed to miss them. This year I am setting up goals.  So here they are in random order: 1. Break my addiction to online gaming. There is one online game in particular that I play.  Its a RPG and it is indeed fun at times, but the majority of time is spent just building up your player.  You log in every few hours or so, do some stat building and then log off.  There is a brief period duri

The Significance Of Car Rental Insurance

When a car is needed for a vacation or business trip, consider an Alamo car rental. Renting a car for a long driving trip is also wise as it saves wear and tear on your own car. In some cases, such as during special rental programs for one way travel, a car rental can be had for only $1 per day. Talk about a bargain. Impounded Cars For Sale Budget rents more than just passenger vehicles. It also rents trucks used by people for moving, hauling materials and gear for business, and a variety of o

The Creme de la Creme of 2008

This is my third year putting together the Creme de la Creme list and it never ceases to amaze me how without knowing anyone else's entry, the list naturally serves as a pu-pu platter to the adoption/loss/infertility (ALI) experience.So what is the Creme de la Creme list if this is your first time here? It was started as a response to the many blogging awards that are given out each winter. I expanded the idea of presenting the best to include a post from every blog in the ALI world. This in

A Warning to Car Accident Victims in Long Island, New York

A Warning to Car Accident Victims in Long Island, New York Posted in Business | December 31st, 2008 Here’s a warning to car accident victims in Long Island, New York: If you’ve been involved in a motor vehicle accident in the state of New York you have a very short time to file forms with your insurance company so that you get reimbursed for lost wages and medical expenses.In most cases this time period is only 30 days!That’s right…and if you don’t file these forms on time you can be comple

The Ireland Trip

With the planned trip to Ireland coming up a little more eleven and a half months from now I have been looking into some serious issues I am going to have to deal with. Since we will be there indefinitely the notion of car insurance and travel insurance have come up since I have been informed by my carriers that I still have to maintain my policy here in the states and get extra freaking coverage. That is unless I plan to start from scratch again on coverage once we come back. I have had a p

where did the day go?

Well, not everything goes as planned. Next time when you want peace, do not answer the ex husband’s phone call on NYE. Just don’t do it. I burnt sage in order to clear my place before I started sipping my Kardem concord grape juice fizzy while toasting in the New Year and making my wishes for everyone. Good grief. Called my Mom quickly and wished her well as well as the Cats couple. Thank goodness I kept that short - she was ’bout to launch into a work bitching fest and I managed to derail

where did the day go?

Well, not everything goes as planned. Next time when you want peace, do not answer the ex husband’s phone call on NYE. Just don’t do it. I burnt sage in order to clear my place before I started sipping my Kardem concord grape juice fizzy while toasting in the New Year and making my wishes for everyone. Good grief. Called my Mom quickly and wished her well as well as the Cats couple. Thank goodness I kept that short - she was ’bout to launch into a work bitching fest and I managed to derail

Saving For a Rainy Day: Your Emergency Fund

by Darren Cason Financial experts agree that a family’s emergency fund should be large enough to pay their expenses for three to six month’s worth of living. This means enough money to pay your monthly budget for up to six months. Seems like a lot, and it can be if you have no savings at all, but it’s not impossible to save this amount. The first thing you’ll need to know is how large your “Rainy Day Fund” needs to be. So the first step is to figure your monthly expenses: mortgage payment, car

of being a late bloomer and all that.

I sometimes feel that at the age of 20 (i’m turning 21 on May, eek!), i’m quite.. different. Haha. Different in a sense that I don’t do the usual stuff that 20-year-olds do. I’m not fond of going to bars, i’m not a party girl, and I don’t even know how to drive for crying out loud! Haha! Good thing Nino knows how to drive coz at least that way, we get to reach places In the near future, he may be getting his own car so hopefully, he’ll also get cheap auto insurance with it in case anything goe

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This year my husband and I have decided to buy a new car. For one thing, it’s a necessity here in Phnom Penh. Getting around here is not as easy as in Manila where public transportation is always readily available. There we could easily hail a jeepney, a bus, a taxi or you can get on a train, and if just short distances, there are plenty of tricyles and pedicabs. If you don’t have your own transportation, its still pretty easy to get around Manila. It’s a different story here in Phnom Penh. Al

Moving around Phnom Penh…

This year my husband and I have decided to buy a new car. For one thing, it’s a necessity here in Phnom Penh. Getting around here is not as easy as in Manila where public transportation is always readily available. There we could easily hail a jeepney, a bus, a taxi or you can get on a train, and if just short distances, there are plenty of tricyles and pedicabs. If you don’t have your own transportation, its still pretty easy to get around Manila. It’s a different story here in Phnom Penh. Al

HAPPY NEWÂ YEAR!

Yes….Nunly has returned to the scene of the crime to wish all her past readers and those few who stopped by to leave a note on the last thread, a very happy New Year. For those who celebrated Christmas, I hope it was a good one. For those who were a bunch of bah-humbugger’s and scrooges who hate Christmas trees, carols, and Santa Claus…well, bah humbug right back at ya! You may have noticed that I’ve been missing for the last few months…or maybe not. Anyway, I realize the polite thing

Table for two old friends

Do you ever have those realizations that you’re an adult and you do adult-ish things more than you used to? Or am I the only one that forgets that she’s been adult for almost ten years now?I had one of those moments last night as I got together with my high school friend Courtney at this fun restaurant called BJ’s. At this restaurant, I learned that pumpkin beer still tastes like beer. Not pumpkin. Though I suppose I was imagining a carbonated pumpkin pie which sounds gross now that I think abo

Resolutions

ahhhh, The Start of a New Year, Gotta Love It ! I dont usually have Resolutions, but this year I need to. I need a change, a new me, a new attitude and a new smile on my face. Today I start the year with a clean house, a clean Jeepster, good cheap car insurance, a full Fridge and a great Family. I am very lucky for sure. However, I still need Resolutions for 2009: - Loose 13 pounds - Eat out less - Get a New Kitchen Stove - Enjoy every moment and dont be grumpy about the little things -

Recap of Day One of the Republican National Convention

Recap of last night’s Republican National Convention:6:30 pm Laura Bush reads from a prompter. Talks about all the great things her husband has done. I can’t stop thinking about her ex boyfriend that she ran over with her car after he dumped her for a prettier girl in her high school. I mean, that’s a coincidence, right? I mean, he had just dumped her. For one of her friends. Two weeks later she rams into his car and kills him?Okay, I’ll give you that it may have been an accident but if you s

108 in 2008Â Review

So, last year I was inspired / intimidated by Kizz to make a list of 108 things I wanted to accomplish in 2008.  While making the list was kind of fun, I’m not going to do this again for 2009.  Being able to check a bunch of stuff off the list is certainly satisfying, but I didn’t find that the list was present enough in my thinking to really impact my thinking or motivate my actions.  Regardless, here’s one last look at the list; an assessment on how I did is in bold at the end of each entry. 1

Being Smart About Applying For A Real Estate Loan

by katie George Very few of us are able to afford a house without the benefit of home real estate loans. The trick once we are approved for real estate loans is being able to make the monthly payments and not default on the loan, which will cause the bank to seize our home and ruin our credit history. The trick to getting home loans you can afford is to be smart and plan ahead. Take a look at your Finances The first thing you need to do is to sit down before you even start to look at houses

In modern times, it is almost impossible to stay out of debt

by Keith BL Mallinson In modern times, it is almost impossible to stay out of debt,this problem is sometimes caused by outside pressures. When this happens, it doesn’t actually mean that it was done with intent. When a borrower has a poor credit history it’s not the end of the world; there are still many companies who will provide bad credit loans for people in need of financial help. It’s not the end of the world even if you have a poor credit scoreas bad credit loans can be provided by online

Why Salvage Cars are so popular : New cars review

Why Salvage Cars are so popular   by Jhoana Cooper Nowadays, you will find that salvage cars are really getting popular; first of all they are a lot cheaper and the entire process does not take up as much time as would be required were you to purchase a used car or cost as much as a new one. So if you are interested in buying a car and saving some money at the same time you could visit one of the salvage yards or a salvage car auction. But then like everything else for sale in the market, you