The Total Money Makeover Part 2

We have looked at the outline and format of the book, so let's find out what Dave Ramsey recommends as the key principles for personal financial succes. The first step, according to the Dave, is to honestly face your current situation. Many people have no idea how far in debt they are or where their money goes each month. We think that all we need is more money and everything will be ok. That is a lie! The more money we get, the more most of us spend -- almost always spending more than we make