Spending and Saving Questions are Answered by Our Budget

I hear a lot of people complaining that budgets don’t work. They’re too hard. They’re too complicated. It sounds like a lot of work. I’ll be fine on my own. I also read stuff like why you don’t want a budget. While I generally agree with the sentiment behind this post â€" learning to live simply â€" I definitely think everyone needs a budget. Step #1 of my No Debt Plan is creating a budget. Creating a budget helped my wife and I stop living paycheck-to-paycheck. It truly changed our financial liv