An elderly couple's dilemma: how to pay healthcare bills

Please help us, the e-mail from this older, suburban couple implored. They don’t want me to use their names. They don’t want their friends and neighbors to know how bad off they are. She’s in sales; he was in financial services before he was fired last December. Both are 61, only a few years away from retirement. Who wants to hire an older man when they can find a young one eager for a job at half the salary? No one. He’s made it his business to work every angle he can think of. But so far,