Out-of Work Stress

I’ve been getting a lot of letters from people asking how to cope with job loss. HB wrote: My husband was just downsized out of his job. I have a well paying job but it does not cover our costs. Daycare is our biggest expense right now, but even if he chose to stay home my income would not be enough. He will be receiving 6 months severance pay. We do not have any savings to speak of but have money available on a line of credit and do not owe on credit cards. We own our own home. I want to plan