Budget Review: Stepping Up My Game

Hard to believe another month has gone by! November was really a month of slow bleeding in our budget. We had to dip into our emergency fund to pay our car insurance deductible, and I started Christmas shopping. We've been busy with the kids, so we ate out a bit more this month than we did in October. On a positive note, our gas budget has gone down dramatically! I was so happy to put half a tank of gas in the minivan and have it only be $20 instead of the $40 it was just a few months ag