Looking Over our Finances

With every thing moving around so much in the stock market and in the economy, we have had to really look at what we are spending every month and look for ways to cut back on some things.  Some things we would like to cut back on but we can’t include: our house payment health insurance life insurance rates car payments Well you get the idea…  Some of the things we really cannot live without.  But I feel if we can budget our money better then it will get easier over time and our debt will get