To move or not to move…and if so, where?

Yesterday’s confirmation of my suspicion that I won’t be able afford to stay in my home after I retire is disturbing. I will have to move someplace cheaper to operate. And if I need to carry a mortgage to do it, I’d better find a place sooner than later. No one will lend a house-sized chunk of money to an old lady trying to live on Social Security. If I’m going to stay in the Phoenix area and not live in a three-story walk-up, there are only two choices: Sun City or a foreclosure in the city’