Sitting Around…..Thinking

So this time off of school leaves me lots of time to think.  The more I think the more I think how nice it would be to have this new house that I found for such a great price.  With my car paid off, I know that I could afford it, too.  The problem - my less than stellar credit in this economic state and the lack of a down payment. But just in case I do decide to pursue this, I’ve started looking at other things related to purchasing a house.  One thing I had never heard of until today was insur