Can I get some Credit, the economy is sore, so how do I qualify Credit?

The food price is sky high; the petrol price is enough to scare me away. I need a car for transport; I need to have place call home to hide rain and wind. The economy is sore; I need credit to survive the bad time. I went bank by bank, broker by broker. Finally I had some credit, quite expensive. Whatever, hope everything is going to be fine. I concluded these following information; hope can help some dudes like me. In order to acquire any type of credit from a credit granter (which may be a